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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16787 Perdido Key Dr A-102 , Pensacola, FL 32507
$650,000
Est. Payment: $3,296.68/mo
2 Bed
2 Bath
1184 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Shipwatch Surf & Yacht Club is the best of both worlds! This Gulf front condo feels like a private home as one can just step off the covered patio onto the lawn and right to the beach, no elevator hassle. Being a member of Shipwatch allows one (and your tenants/guests) use of the 450' of white sandy beach gulf side, and the Old River side swimming pools, docks on Old River for boating and fishing, two dry storage yards for your boat, a boat launch, fitness center, tennis/pickleball courts, on-site management, and on-site common maintenance. The unit Master suite is Gulf side with doors to the patio (walk-in tiled shower). Open living area with crown. The kitchen includes granite counters, under counter ice maker, and stainless appliances. The 2nd bedroom is en-suite to the hall bath and the unit has two storage lockers for all you beach gear (gulf side storage closet even has a drink fridge). Currently with Liquid Life on rental program, comes furnished, turnkey ready.

Highlights

Listed by Michael Whitner , 850-341-6803 RE/MAX GULF PROPERTIES , 850-492-1808. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
10

HOA Fee

11962.56 Annually

Year Built

1982

County

Escambia - Fl

Neighborhood

Shipwatch Surf & Yacht Club

Listing ID

685687

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Tile
Other:
  • Additional:Ceiling Fan(s), Crown Molding, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot,Gulf,River Front,Waterfront,Beach Access,Natural
Zoning:Res Multi
Roof:Flat
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Parking Lot,RV/Boat Parking
Principal Interest
$3,297
Taxes
$414
HOA
$11,963

Home Price

$650,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,296.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,296.68 $414.38 $11,962.56 $15,673.61
Yearly $39,560.13 $4,972.50 $143,550.72 $188,083.35
Total $1,186,803.85 $149,175.00 $4,306,521.60 $5,642,500.45

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.