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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16787 Perdido Key Dr A504 , Pensacola, FL 32507
$670,000
Est. Payment: $3,398.11/mo
2 Bed
2 Bath
1184 Sqft
Status: active with contingency | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the best of Gulf-front living in this beautifully updated 2 bedroom, 2 bath unit at Shipwatch Surf & Yacht Club, located in the Perdido Key area! From the moment you step inside, you’re greeted with stunning, unobstructed views of the Gulf and a light-filled interior designed to feel relaxed, coastal, and inviting. The unit has been thoughtfully UPDATED with beautiful COASTAL DECOR and FINISHES, creating a turnkey space that is both comfortable for personal use and appealing for guests. The open living and dining area flows seamlessly to the LARGE Gulf-front BALCONY, offering the perfect spot to enjoy morning coffee, evening sunsets, and the sound of the waves just steps away. In addition to the living room being off of the balcony, so is the primary bedroom. Wake to the sounds of waves crashing. This property is also a proven rental performer, making it an excellent opportunity for those looking to generate income. One of the standout features of Shipwatch is its unique dual-waterfront lifestyle. In addition to direct beach access, owners also enjoy access to the Old River side of the key. On the river side you’ll find amenities, including a boat dock with first come, first serve boat slips, a boat launch, second community pool, and tennis/pickleball courts — a rare combination that allows you to enjoy both the Gulf and boating lifestyle in one location. Whether you're looking for a second home, investment property, or a combination of both, this unit offers location, updates, and lifestyle in one of Perdido Key’s most desirable communities. Water heater was replaced approximately 5 years ago, AND the added bonus is it COASTAL GREEN HVAC SYSTEM. Do not miss the truly turnkey unit! Schedule your private showing today!

Highlights

Listed by Heather Loper , KELLER WILLIAMS REALTY ALABAMA GULF COAST , 251-494-6696. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

HOA Fee

12561 Annually

Year Built

1982

County

Escambia - Fl

Neighborhood

Shipwatch Surf & Yacht Club

Listing ID

686260

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator, Self Cleaning Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Baseboards, Ceiling Fan(s), Crown Molding, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Gulf,River Front,Waterfront,Beach Access,Boat Launch,Deed Access,Natural,Pier
Zoning:Res Multi
Roof:Built-Up
Others:
  • Additional:Balcony, Barbecue, Tennis Court(s), Dock, Resale
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$3,398
Taxes
$427
HOA
$12,561

Home Price

$670,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$134,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,398.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,398.11 $427.13 $12,561.00 $16,386.24
Yearly $40,777.36 $5,125.50 $150,732.00 $196,634.86
Total $1,223,320.89 $153,765.00 $4,521,960.00 $5,899,045.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

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