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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3491 Maikai Dr , Pensacola, FL 32526
$870,000
Est. Payment: $4,412.02/mo
3 Bed
3 Bath
2414 Sqft
Status: active | Days on site: 113
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

If you crave breathtaking sunsets & a front-row seat to the best coastal living, this home delivers million-dollar unobstructed western views over Perdido Bay year-round! Life here naturally gravitates toward the water. Spend days on the 20x24 covered boathouse with built-in benches, cypress swing & two jet-ski lifts. A 100-foot dock leads you straight to the bay, where dolphin play and bald eagles, osprey, herons & pelicans glide overhead. You can even brag that the U.S. Navy Blue Angels practice right in view of your backyard. Two of the three en-suite bedrooms capture those same sweeping bay views, as do the spacious living area, kitchen, breakfast nook, and the 30x10 Sunroom room fitted with new Eco-View windows. With nearly half an acre and 80' of protected waterfront (secured by a seawall), you’ll have plenty of outdoor living, gardening, or simply relaxing under the shade of two mature oak trees. Whether you’re hosting a crowd or enjoying a quiet evening, you’ll have options: a large open deck for al fresco dining or a generous indoor dining area. Interior features: Solid oak wood flooring in entry, hallways, dining room & living room, Ceramic tile throughout the rest of the home--no carpet, easy maintenance--No Stairs! Wood-burning corner fireplace, 2-car garage with built-in shelving, Washer, dryer, garage refrigerator, and chest freezer convey, SimpliSafe security system. 2025 Thor electric stovetop, SS LG refrigerator & wall oven/microwave combo, Fresh interior paint (2024), Electrical panel replaced April 2026 (separate panels for hot tub, dock & HVAC, Roof (2022), HVAC & thermostat (2020), Water heater (2021). Termite bond with Critter Gitter (renews in January). The community’s voluntary HOA—just $60/year—provides access to boat ramp, picnic table, benches, swing, BBQ. when you do decide to leave paradise, you’re only 20 mins from Cordova Mall, the airport, Downtown Pensacola, and Perdido Key Beach.

Highlights

Listed by Cynthia Spence , 850-572-9582 LPT Realty , 877-366-2213. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.48

HOA Fee

60 Annually

Year Built

1989

County

Escambia - Fl

Neighborhood

Ramsey Beach

Listing ID

681788

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Microwave, Refrigerator, Self Cleaning Oven, Oven
Air Cond:Central Air,Wall/Window Unit(s),Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • Additional:Storage, Baseboards, Ceiling Fan(s), High Speed Internet, Recessed Lighting, Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Bay,Waterfront,Block/Seawall,Boat Lift,Pier,Rip Rap
Lot Dimensions:80x260
Garage Capacity:2
Zoning:County,Res Single
Roof:Shingle,Hip
Others:
  • Additional:Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$4,412
Taxes
$555
HOA
$60

Home Price

$870,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$174,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,412.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,412.02 $554.63 $60.00 $5,026.64
Yearly $52,944.21 $6,655.50 $720.00 $60,319.71
Total $1,588,326.32 $199,665.00 $21,600.00 $1,809,591.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.