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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2805 N V St , Pensacola, FL 32505
$499,000
Est. Payment: $2,530.57/mo
0 Bed
0 Bath
2352 Sqft
Status: active | Days on site: 440
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Property Type: Duplex (Residential Income) Location: Pensacola, FL Units: 2 (Each 3 Beds / 2 Baths) Total Sq Ft: 2,352 (Approx. 1,176 sqft per unit) Year Built: 2025 Parking: 8–10 off-street spaces Appraised Value: $635,000 (Official appraisal dated 07/18/2025) Status: One Unit Vacant / One Unit Tenant-Occupied New Construction Duplex – One Unit Vacant Newly constructed duplex built in 2025. One unit is currently vacant and move-in ready, while the second unit is tenant-occupied with an active lease, providing rental income at closing. Each mirrored unit includes three bedrooms and two full bathrooms with open-concept layouts and modern finishes. Interior features include quartz countertops, stainless steel appliances, luxury vinyl plank flooring, washer/dryer hookups, and a primary suite with walk-in closet and dual vanity. The property allows for owner occupancy in the vacant unit while maintaining rental income from the occupied unit, or continued use as a full investment property. Situated on a corner lot with approximately 8–10 off-street parking spaces. Energy-efficient features include a heat pump HVAC system, insulated walls, and a tankless water heater. The existing lease transfers with the property. At lease end, the landlord may renew or terminate with proper notice. An official appraisal dated 07/18/2025 indicates a valuation of $635,000. Convenient Pensacola location with access to downtown, schools, shopping, and major transportation routes. Tenant-occupied unit—do not disturb.

Highlights

Listed by Steven Koleno , 804-656-5007 Beycome of Florida, LLC , 804-656-5007. Pensacola Association of REALTORS®, Inc.

Property Type

Multi-Family

Year Built

2025

County

Escambia - Fl

Neighborhood

Pinecrest

Listing ID

665618

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Appliances:Tankless Gas Water Heater
Air Cond:Ceiling Fan(s),Heat Pump,Central Air
Fireplaces:
Other:
  • Additional:Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet
Water:Public

Exterior Features

Lot:Corner Lot
Zoning:Res Multi
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit
Principal Interest
$2,531
Taxes
$318

Home Price

$499,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.57 $318.11 $0.00 $2,848.68
Yearly $30,366.85 $3,817.35 $0.00 $34,184.20
Total $911,005.56 $114,520.50 $0.00 $1,025,526.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.