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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12940 Ogden Dr , Pensacola, FL 32506
$1,100,000
Est. Payment: $5,578.41/mo
3 Bed
3 Bath
3133 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NO HOA...Beautifully positioned on the shores of Perdido Bay, this exceptional waterfront home offers over 3,100 square feet of thoughtfully designed living space with breathtaking views from nearly every room. A private dock with boat lift provides direct access to the bay, making it easy to spend your days fishing, boating, or simply enjoying life on the water. Inside, the two-story floor plan is both spacious and inviting. The main level features an open-concept living, dining, and kitchen area with soaring ceilings, abundant natural light, and expansive windows that showcase the waterfront. The kitchen is designed for both everyday living and entertaining with a large center island, generous cabinetry, stainless steel appliances, and plenty of prep space. The primary suite is conveniently located on the first floor and offers private access to the outdoor living areas along with a spacious en suite bath featuring dual vanities, a soaking tub, separate tiled shower, and walk-in closet. Upstairs, you'll find two additional bedrooms, two full bathrooms, and a versatile loft overlooking the main living space - ideal for a second living area, game room, or home office. Outdoor living is just as impressive with approximately 1,426 square feet of covered porches and open patio space designed to take full advantage of the incredible bay views. Whether you're enjoying your morning coffee, hosting friends, or watching the sunset over Perdido Bay, this home was built to embrace waterfront living. Schedule your private showing today!

Highlights

Listed by Thong "tommy" Huynh , 850-221-2482 and Sandy Blanton , 850-221-2482 TEAM SANDY BLANTON REALTY, INC , 850-990-3475. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.45

Year Built

2017

County

Escambia - Fl

Neighborhood

Perdido Heights

Listing ID

686522

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Laminate
Water:Public

Exterior Features

Lot:Bay
Garage Capacity:2
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Dock, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Driveway
Principal Interest
$5,578
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,578.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,578.41 $701.25 $0.00 $6,279.66
Yearly $66,940.96 $8,415.00 $0.00 $75,355.96
Total $2,008,228.68 $252,450.00 $0.00 $2,260,678.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.