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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16785 Perdido Key Dr Unit 102 , Pensacola, FL 32507
$760,000
Est. Payment: $3,854.58/mo
3 Bed
3.5 Bath
1693 Sqft
Status: active | Days on site: 175
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the best of Gulf Coast living in this beautifully positioned 3-bedroom, 3½-bath, two-story Gulf-front condo offering the rare combination of direct beach frontage and deeded, gated bay access. Whether your day calls for sunrise walks along the sand or sunset boat rides on the bay, this property delivers the ultimate coastal lifestyle. Inside, the spacious two-story layout provides excellent separation of space, ideal for both everyday living and hosting guests. The main living area is filled with natural light and showcases stunning Gulf views, creating a seamless connection between indoor comfort and the coastal scenery beyond. The well-appointed kitchen opens to the living and dining areas, making entertaining effortless. Each bedroom features its own private bath, while the additional half bath offers convenience for guests. Beyond the Gulf-front setting, this property truly stands out with deeded gated bay access, including a private boat launch, first-come boat slips, and on-site boat storage—a rare amenity combination that allows you to enjoy both the Gulf and the bay with ease. The complex offers an impressive lineup of amenities designed for an active and relaxed lifestyle, including a Gulf-front pool and pool house, three tennis courts, two pickleball courts, and a fully equipped fitness center. Whether you prefer boating, beach days, racquet sports, or simply relaxing poolside, everything you need is right here.

Highlights

Listed by Angelo Depaola , 251-279-0099 EXP Realty, LLC , 888-883-8509. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
7.75

HOA Fee

8400 Annually

Year Built

1982

County

Escambia - Fl

Neighborhood

None

Listing ID

678360

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Storage, Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Bay,Gulf,Waterfront,Deed Access,Pier
Zoning:Res Multi
Roof:Built-Up
Others:
  • Additional:Dock, Resale
Sewer:Public Sewer
Parking Features:Boat,Parking Lot
Principal Interest
$3,855
Taxes
$485
HOA
$8,400

Home Price

$760,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$152,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,854.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,854.58 $484.50 $8,400.00 $12,739.08
Yearly $46,254.92 $5,814.00 $100,800.00 $152,868.92
Total $1,387,647.58 $174,420.00 $3,024,000.00 $4,586,067.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.