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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1040 Wayne Ave , Pensacola, FL 32507
$84,000
Est. Payment: $425.99/mo
2 Bed
1 Bath
656 Sqft
Status: active with contingency | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Opportunity is knocking in Pensacola’s Beach Haven area. This 2-bedroom, 1-bath cottage offers a compact footprint with meaningful updates already completed, making it a smart option for buyers looking for a renovation project, rental opportunity, or affordable entry point into the market. Major improvements include a roof from October 2020, septic-to-sewer conversion in February 2022, updated plumbing in 2026, water heater 2020 and updated electrical in 2026. The home is being sold as-is and does not currently have a permanent heating or cooling system, giving the next owner room to finish the property to their needs and vision. Set on a 0.17 lot, and includes the adjoining lot, in Flood Zone X, this property offers flexibility in a convenient west Pensacola location near NAS Pensacola, Bayou Chico, Downtown Pensacola, and Perdido Key. Bring your contractor, your ideas, and your plans. This is a rare chance to create value at an attainable price point.

Highlights

Listed by Wayne Peacock , Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.17

Year Built

1958

County

Escambia - Fl

Neighborhood

None

Listing ID

686655

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Water Heater, Refrigerator
Air Cond:Wall/Window Unit(s)
Fireplaces:
Floor:Vinyl,Carpet
Other:
  • Additional:Master on Main
Water:Public

Exterior Features

Lot:Central Access
Zoning:Mixed Residential Subdiv,Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$426
Taxes
$54

Home Price

$84,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$16,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$425.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $425.99 $53.55 $0.00 $479.54
Yearly $5,111.85 $642.60 $0.00 $5,754.45
Total $153,355.64 $19,278.00 $0.00 $172,633.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.