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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1801 E Cross St , Pensacola, FL 32503
$359,000
Est. Payment: $1,820.78/mo
4 Bed
1 Bath
1270 Sqft
Status: active | Days on site: 140
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this well-maintained brick home in Pensacola, offering the perfect blend of charm, updates, and affordability, ideal for a first-time home buyer or savvy investor. With 4 bedrooms, 1 bathroom, and 1,270 square feet, this home sits on a spacious 0.25-acre corner lot with no rent restrictions, providing flexibility for long-term living or rental income potential. Inside, you’ll find an open living and dining area filled with natural light, enhanced by stylish updated fixtures and architectural arches that define the space while maintaining an airy feel. Wood flooring runs through the main living areas and most bedrooms, while tile flooring adds durability in the kitchen and bathroom. The remodeled kitchen features granite countertops, stainless steel appliances, and a gas stove, making it both functional and attractive. The updated bathroom includes a modern marble-look tile shower for a clean, contemporary finish. The fourth bedroom offers flexibility. While it doesn't have a closet, it does include a window, making it ideal as a large bonus room, office, or flex space to fit your needs. Major systems have been thoughtfully updated for peace of mind, including a roof less than one year old, HVAC only 4 years old, and water heater just 6 years old. Outside you can enjoy a large, fully fenced backyard, perfect for pets, entertaining, or future additions. A covered front porch adds curb appeal and a welcoming touch, while the carport provides convenient parking. Additional highlights include ample closet space and an indoor laundry area. If you’re searching for an affordable home in Pensacola with modern updates, outdoor space, and investment potential, this one checks all the boxes.

Highlights

Listed by Tonya Zimmern , 850-916-7188 and Kelley Smith , 850-432-3060 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.25

Year Built

1949

County

Escambia - Fl

Neighborhood

New City Tract

Listing ID

680226

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Water Heater, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • Additional:Baseboards, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Corner Lot
Garage Capacity:2
Zoning:City
Roof:Shingle
Others:
  • Additional:Fire Pit, Resale
Sewer:Public Sewer
Parking Features:2 Car Carport
Principal Interest
$1,821
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,820.78 $228.86 $0.00 $2,049.64
Yearly $21,849.36 $2,746.35 $0.00 $24,595.71
Total $655,480.90 $82,390.50 $0.00 $737,871.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.