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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9439 Lutoo Ln , Pensacola, FL 32526
$359,800
Est. Payment: $1,824.84/mo
5 Bed
2.5 Bath
2771 Sqft
Status: active with contingency | Days on site: 89
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautiful and spacious 5-bedroom home tucked away on a private cul-de-sac in the sought-after Navy Oaks community. Known for its charming lantern-style streetlights, cozy neighborhood feel, and no HOA, this home offers a rare floor plan with over 2,700 square feet of versatile living space. From the moment you arrive, the curb appeal and well-maintained landscaping make a lasting impression. Inside, the thoughtfully designed layout features a downstairs primary suite along with a flexible bonus room perfect for a home office, playroom, homeschool space, or guest area. The open-concept kitchen, dining, and living area creates the ideal setup for entertaining and everyday living. Kitchen highlights include an island, smooth-top stove, built-in microwave, stylish backsplash, pantry, and plenty of cabinet space. The spacious downstairs primary suite offers a relaxing retreat with double vanities, soaking tub, separate shower, water closet, and walk-in closet. Upstairs you’ll find four additional bedrooms plus an oversized second living area that could easily serve as a media room, game room, workout space, or additional family room. Additional features include luxury vinyl plank flooring, dual HVAC systems for comfort on both levels, a two-car garage, fenced dog run, and extra parking available within the cul-de-sac. The backyard offers room to create your own outdoor oasis, including space for a future pool. Conveniently located near NAS Pensacola, shopping, dining, and the beautiful Gulf Coast beaches.

Highlights

Listed by Lauren Peterson , 919-437-1634 Real Broker, LLC , 855-450-0442. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.13

Year Built

2018

County

Escambia - Fl

Neighborhood

Navy Oaks

Listing ID

683137

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate
Other:
  • Additional:Bonus Room, Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Cul-De-Sac
Garage Capacity:2
Zoning:County
Roof:Composition
Others:
  • Additional:Resale
Sewer:Grinder Pump,Public Sewer
Parking Features:2 Car Garage
Principal Interest
$1,825
Taxes
$229

Home Price

$359,800

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,824.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,824.84 $229.37 $0.00 $2,054.21
Yearly $21,898.05 $2,752.47 $0.00 $24,650.52
Total $656,941.58 $82,574.10 $0.00 $739,515.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.