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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8 Wharf Ave , Pensacola, FL 32502
$2,399,000
Est. Payment: $12,167.28/mo
3 Bed
4 Bath
3097 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Did you know a private marina with 13 slips is being built in Muscogee Wharf?Now you can live in the best downtown gated waterfront neighborhood and have your boat essentially in your backyard. As you arrive, you will find the beautifully maintained landscaping and two separate garages: a spacious two-car garage and a single-car garage with a dedicated workshop area. Step inside and discover a three-level floor plan, connected by a staircase and private elevator access to every floor. The first level is ideal for guests, multigenerational living, or a private retreat. Featuring a spacious sitting room, a generously sized bedroom, and a full bathroom with a custom-tiled walk-in shower, this level could easily function as an in-law suite. The second floor serves as the heart of the home, where cathedral ceilings and walls of windows showcase spectacular water views while filling the home with natural light. The spacious living room features a tiled gas fireplace, multiple balcony access points, and an open-concept design. At the center of it all is the kitchen designed to impress. The oversized 9-foot T-shaped island can seat at least seven, making it the perfect gathering place for dinner parties. The kitchen is appointed with quartz countertops, KitchenAid stainless steel appliances, a gas range, custom cabinetry, and stunning bay views from nearly every angle. The waterfront primary suite offers incredible views of Pensacola Bay, a large walk-in closet with custom built-ins, and a spa-inspired bathroom complete with dual vanities, a water closet, and a custom-tiled walk-in shower. The second primary suite is equally impressive, providing privacy and comfort. The entire third floor is dedicated to a versatile loft and office space that could serve as a media room or a fitness area. A private balcony on this level offers some of the most spectacular views in the home, overlooking Pensacola Bay, the 3-Mile Bridge, and Pensacola Harbor.

Highlights

Listed by Christina Brunet Sabastia , 850-972-2343 and Dylan Smith , 850-754-7065 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

1485 Annually

Year Built

2023

County

Escambia - Fl

Neighborhood

Muscogee Wharf

Listing ID

684001

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Gas Water Heater, Tankless Water Heater/Gas, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • Additional:Cathedral Ceiling(s), Ceiling Fan(s), Elevator, High Ceilings, Office/Study
Water:Public

Exterior Features

Lot:Central Access,Bay,Waterfront,Natural
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:3 Car Garage,Front Entrance,Oversized
Principal Interest
$12,167
Taxes
$1,529
HOA
$1,485

Home Price

$2,399,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$479,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,167.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $12,167.28 $1,529.36 $1,485.00 $15,181.64
Yearly $146,007.30 $18,352.35 $17,820.00 $182,179.65
Total $4,380,219.13 $550,570.50 $534,600.00 $5,465,389.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.