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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19 N G St , Pensacola, FL 32502
$190,000
Est. Payment: $963.64/mo
3 Bed
2 Bath
923 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Endless opportunity in Downtown Pensacola! This charming, updated cottage places you right in the center of one of the Gulf Coast's most vibrant and rapidly growing destinations. Located just off Garden Street, this property offers an unbeatable combination of charm, convenience, and lifestyle. Only one mile from Palafox Street, you'll be minutes from Pensacola's vibrant downtown scene, featuring award-winning restaurants, breweries, coffee shops, shopping, festivals, live music, Blue Wahoos Stadium, waterfront parks, and year-round entertainment. This home has been updated with fresh interior and exterior paint, new exterior doors, a new HVAC system and ductwork, updated ceiling fans and light fixtures, and new flooring throughout. Now featuring two full bathrooms, including a newly added second bath with a walk-in shower, both bathrooms have been updated with new vanities, sinks, and fixtures. The roof is only four years old, providing added peace of mind. One of the home's standout features is its flexible layout. The 9.5' x 10' third bedroom includes a kitchenette and can easily serve as a bonus room, home office, guest suite, or be separated from the main living area to create private mother-in-law quarters or an Airbnb. Outside, you'll find a long private driveway with ample parking, a large fully fenced backyard, and a spacious deck perfect for relaxing or entertaining. Minutes from NAS Pensacola, the airport, shopping, Pensacola Beach, and Perdido Key, this property offers easy access to everything the Gulf Coast has to offer. Whether you're searching for a primary residence, second home, multi-generational living arrangement, or investment opportunity, this charming Downtown Pensacola cottage delivers location, updates, versatility, and value all in one package. Bonus: This property has an estimated short-term rental income projection of $33,000 per year. Ask for more information!

Highlights

Listed by Alysa Algiere , 850-324-4130 LPT Realty , 877-366-2213. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.14

Year Built

1935

County

Escambia - Fl

Neighborhood

Maxent Tract

Listing ID

684366

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Vinyl
Other:
  • Additional:Ceiling Fan(s), High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Lot Dimensions:40x150
Zoning:City,Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$964
Taxes
$121

Home Price

$190,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$963.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $963.64 $121.13 $0.00 $1,084.77
Yearly $11,563.73 $1,453.50 $0.00 $13,017.23
Total $346,911.89 $43,605.00 $0.00 $390,516.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.