Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1505 W Garden St , Pensacola, FL 32502
$399,000
Est. Payment: $2,023.44/mo
3 Bed
2 Bath
1780 Sqft
Status: active | Days on site: 15
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

New. New. New. Premium location. 3BD / 2BA, 1,780 sq ft. Major systems, enhancements and renovations completed in 2024 - roof, central heating and cooling, plumbing, electrical, tankless water heater, closed cell spray foam insulation, hurricane rated windows w/tint, stainless steel appliances, gas stove w/griddle, in-law suite, and more. Every improvement reflects pride of ownership and craftsmanship, while carefully planned additions support long term equity. Natural light beams in the kitchen through half-light door just off kitchen stoop, access to the side yard, and the perfect spot for herb planter box on the rail. Spacious primary ensuite showcases claw-foot soaking tub w/separate shower, creating a spa like retreat, refresh and unwind after work or beach. Loved and coveted in-law suite adds versatility for extended family, guests, or rental income. The custom-built detached back-yard bungalow (bungalow -not included in square footage) adds a private escape, creative space, or guest house. Lush, fully sodded back-yard for a clean, fresh, blank canvas - featuring covered porch w/ classic railing, outdoor kitchen, fenced yard w/gate access, and utility shed. Whether your vision is a forever home, multi-generational, house-hacking, or flexibility for income potential - this mid-century cottage is ready for its next chapter. Ease into a downtown coastal lifestyle with multiple cozy indoor and outdoor, intimate spaces for year-round entertaining. Quaint and welcoming curb appeal ready for your personal touches, NO HOA. This rare property was lovingly upgraded for future investment, growth, and lasting value. The premium location is walkable to downtown amenities including-West Garden District, Palafox, Wahoo Stadium, Pensacola waterfront, Maritime Park, restaurants, boutiques, spas, coffee shops, breweries, shopping, and year-round festivals/parades. Tour this property soon, as it will not last!

Highlights

Listed by Michaela Maloney , 970-319-4522 Coldwell Banker Realty , 850-736-8050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.12

Year Built

1946

County

Escambia - Fl

Neighborhood

Maxent Tract

Listing ID

686991

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Water Heater, Tankless Water Heater/Gas, Built In Microwave, Dishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater
Air Cond:Multi Units,Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:Two or More
Floor:Wood,Tile
Other:
  • Additional:Storage, Baseboards, Bookcases, Ceiling Fan(s), High Ceilings, High Speed Internet, Recessed Lighting, Smart Thermostat, Bonus Room, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:4
Zoning:City
Roof:Shingle,Gable
Others:
  • Additional:Outdoor Kitchen, Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$2,023
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,023.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,023.44 $254.36 $0.00 $2,277.81
Yearly $24,281.31 $3,052.35 $0.00 $27,333.66
Total $728,439.31 $91,570.50 $0.00 $820,009.81

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.