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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1203 W Zarragossa St , Pensacola, FL 32502
$775,000
Est. Payment: $3,930.65/mo
4 Bed
4 Bath
2180 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This is not a traditional house, but an architectural composition—a modern, minimalist structure measuring 2,180 square feet total, clad in stucco and capped by a durable, flat membrane roof that seems to disappear straight into the Florida sky. Below, a rhythmic loggia of three arches frames a grand entry arcade. Above, a expansive glass-railed terrace spans the width of the second story, serving as an elevated outdoor parlor perfect for morning espresso or late-night copas. Both units are designed for the modern flâneur, each configured with two bedrooms and two baths, arranged with a deliberate lack of clutter. Resilient, wood-grain luxury vinyl floors stretch across the living spaces, transitioning to classic tile in the bathrooms and balconies. In the kitchens, sleek, reflective acrylic slab cabinets are topped with pristine quartz, ideal surfaces for preparing simple, perfect meals. The bathrooms are studies in elegant materials, offering a walk-in shower with a tempered glass enclosure in one sanctuary and a deep soaking tub in the other. Naturally, each unit includes its own dedicated laundry room. Even climate control receives an intentional treatment. Unit one is served by a single, seamless central air conditioning system for consistent temple-like cool, while unit two is outfitted with individual mini-split systems in each room for the independent spirit who demands precise control. A dual-identity residence for the discerning traveler and local alike. One side for yourself, one for an enviable tenant—or both as a combined compound. The choice is yours. Currently under construction with anticipated completion by November 2026.

Highlights

Listed by John Ellis , 850-312-0012 Voyage Real Estate LLC , 850-733-7444. Pensacola Association of REALTORS®, Inc.

Property Type

Multi-Family

Year Built

2026

County

Escambia - Fl

Neighborhood

Maxent Tract

Listing ID

686805

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Water Heater, Dishwasher, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Tile
Other:
  • Additional:Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet, Recessed Lighting

Exterior Features

Lot:Interior Lot
Zoning:Commercial
Roof:Flat
Others:
  • Additional:Balcony, Under Construction
Sewer:Public Sewer
Parking Features:2 Space/Unit
Principal Interest
$3,931
Taxes
$494

Home Price

$775,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,930.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,930.65 $494.06 $0.00 $4,424.72
Yearly $47,167.85 $5,928.75 $0.00 $53,096.60
Total $1,415,035.36 $177,862.50 $0.00 $1,592,897.86

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.