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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16604 Perdido Key Dr , Pensacola, FL 32507
$1,195,000
Est. Payment: $6,060.81/mo
4 Bed
4.5 Bath
2875 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to coastal luxury in the exclusive gated community of Mallory Square North in Pensacola, Florida. This stunning 4-bedroom, 4.5-bath residence is one of only five homes in this private Ole River waterfront community and is located just 1.5 miles from the iconic Flora-Bama.Designed for relaxed coastal living, the home features an open-concept floor plan with soaring high ceilings and beautiful tongue-and-groove wood ceilings throughout. The spacious living area is highlighted by rich hardwood floors, a cozy gas fireplace, and direct access to a balcony off the living room—perfect for enjoying the coastal breeze and water views. The kitchen blends style and function with unique concrete countertops, ample workspace, and seamless flow into the main living and dining areas, making it ideal for entertaining. A second gas fireplace in the master adds warmth and charm to the home’s thoughtfully designed living spaces.Each of the four bedrooms offers privacy and comfort with its own bathroom, while the additional half bath is perfect for guests. Modern conveniences include a tankless water heater for endless hot water and quality finishes throughout.Outside, the property includes a private on-site storage building and covered parking beneath the home. Residents of Mallory Square North enjoy access to a community pool and private beach area along Ole River, offering the ultimate coastal lifestyle just minutes from dining, entertainment, and the sugar-white beaches of the Gulf Coast.Whether you're looking for a full-time residence, vacation home, or investment opportunity, this rare property offers luxury, location, and laid-back waterfront living.Information is deemed reliable, Buyer or buyers agent to verify all measurements and information.

Highlights

Listed by Jennifer Francia , 251-300-7136 Wellhouse Real Estate , 251-230-5008. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1.14

HOA Fee

1373 Annually

Year Built

2021

County

Escambia - Fl

Neighborhood

Mallory Square North

Listing ID

678747

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Tankless Water Heater/Gas, Wine Cooler, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Two or More
Floor:Hardwood
Other:
  • Additional:Storage, Baseboards, Crown Molding, High Ceilings, Recessed Lighting, Wet Bar, Smart Thermostat
Water:Public

Exterior Features

Lot:Intracoastal Waterway,River Front,Waterfront,Pier
Zoning:Res Multi
Roof:Metal
Others:
  • Additional:Balcony, Barbecue, Dock, Resale
Sewer:Public Sewer
Parking Features:Boat,Covered,Detached,Guest,RV/Boat Parking
Principal Interest
$6,061
Taxes
$762
HOA
$1,373

Home Price

$1,195,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$239,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,060.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,060.81 $761.81 $1,373.00 $8,195.63
Yearly $72,729.77 $9,141.75 $16,476.00 $98,347.52
Total $2,181,893.23 $274,252.50 $494,280.00 $2,950,425.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.