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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5460 N Shore Rd , Pensacola, FL 32507
$1,499,000
Est. Payment: $7,602.65/mo
4 Bed
3 Bath
4600 Sqft
Status: active | Days on site: 133
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront Wonderland on Perdido Bay – with Dolphins, Fishing & Crabbing! Wake up to sparkling sunrises over Perdido Bay and let the soothing sounds of the water set the tone for your day. This gorgeous Mediterranean-inspired home isn’t just a house—it’s a front-row seat to paradise, complete with daily dolphin sightings and endless fun right from your backyard! Step inside and fall in love with the warm, inviting vibe. The first floor is decked out with authentic Mexican Saltillo tile that adds a splash of charm, while an open-concept layout keeps the kitchen, dining, and living spaces flowing effortlessly together. Picture cozy evenings by the fireplace, mornings with coffee in the sunroom, and every meal served with a side of breathtaking bay views.Head upstairs to your dreamy master retreat, where a fireplace, spa-worthy bath with Jacuzzi tub, and panoramic water views make every day feel like a vacation. And when it’s time to play. Step outside to the newly built Catwalk dock—perfect for fishing, crabbing, or simply watching the dolphins put on a show as the sunsets.This home also comes packed with perks: a whole-home generator (hello, peace of mind!), an artist’s studio that can double as an office or 5th bedroom, a cedar closet, laundry chute, tankless water heater, and more. All this, wrapped up with modern amenities, timeless design, and a $10,000 flex-credit to make it your own. Don’t just live by the bay—live the bay life with dolphins, fishing, crabbing, and pure coastal bliss. Buyer to verify all information during due diligence.

Highlights

Listed by Gigi Smith , 251-424-7449 World Impact Real Estate , 850-225-7000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.4

HOA Fee

430 Annually

Year Built

1999

County

Escambia - Fl

Neighborhood

Innerarity Shores

Listing ID

680600

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Tankless Water Heater, Built In Microwave, Dishwasher, Microwave, Refrigerator
Air Cond:Multi Units,Heat Pump,Ceiling Fan(s)
Fireplaces:Two or More
Floor:Wood,Tile
Other:
  • Additional:Storage, Bookcases, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Recessed Lighting, Track Lighting, Sun Room, Office/Study
Water:Public

Exterior Features

Lot:Bay,Waterfront,Pier,Rip Rap
Lot Dimensions:229x110x65x187
Garage Capacity:2
Zoning:County
Roof:Metal
Others:
  • Additional:Dock, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage
Principal Interest
$7,603
Taxes
$956
HOA
$430

Home Price

$1,499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,602.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,602.65 $955.61 $430.00 $8,988.26
Yearly $91,231.74 $11,467.35 $5,160.00 $107,859.09
Total $2,736,952.26 $344,020.50 $154,800.00 $3,235,772.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.