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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5450 N Shore Rd , Pensacola, FL 32507
$825,000
Est. Payment: $4,184.24/mo
3 Bed
2 Bath
2610 Sqft
Status: active | Days on site: 413
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Priced below appraised value! Great deal on a waterfront home! Here's your chance to enjoy the shores of Perdido Bay at Innerarity Island in a gated community on half an acre! This stunning home features a full 100 feet of waterfront with breathtaking views. You can enjoy these views from almost every single room in the house too! Feel the summer breeze as you relax on your screened in back porch overlooking the pool. Gaze at the bay while herons observe you from the seawall. Great room has a cathedral ceiling and tiled floor plus fireplace. Breakfast area, living area, primary suite and additional bedroom all face the waterfront. Primary bedroom features two walk in closets with a roomy primary bath that boasts a large soaking tub and a separate tiled shower plus dual vanities. On the other side of the home, are two bedrooms plus two flex rooms to use as an office, game room or additional bedrooms. Spare bedroom walks right out to the pool deck offering a great opportunity for a mother in law suite or guest room. Large laundry room next to spacious two car garage. Community park with a dock and pickleball court is one block away. There are so many amenities in this home - gas appliances, whole house generator, granite countertops, all tile floors, water softener system, outdoor gas grill, outdoor shower, hurricane shutters, fireplace, wired for surround sound, roof from 2024, 2022 AC, brand new pool pump, 2022 pool liner, Ring doorbell, very reasonable insurance costs for waterfront, and so much more! Innerarity Island offers an incredible community with plenty of neighborhood events planned throughout the year. The island is also home to over 100 acres of conservation lands. Come see what makes neighbors say that they feel like they live in a postcard. If you've been dreaming about a waterfront home, this is it!

Highlights

Listed by Kristen Hintz , and Patricia Hintz , 850-478-6116 Better Homes And Gardens Real Estate Main Street Properties , 850-912-4123. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

473 Annually

Year Built

1995

County

Escambia - Fl

Neighborhood

Innerarity Shores

Listing ID

666446

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Tankless Water Heater/Gas, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator, Self Cleaning Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Storage, Baseboards, Bookcases, Ceiling Fan(s), High Speed Internet, Recessed Lighting, Sound System, Central Vacuum, Bonus Room, Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Central Access,Bay,Waterfront,Block/Seawall
Lot Dimensions:269 x 113
Garage Capacity:2
Zoning:County,Res Single
Roof:Shingle
Others:
  • Additional:Sprinkler, Rain Gutters, Resale
Sewer:Grinder Pump,Public Sewer
Parking Features:2 Car Garage,Circular Driveway,Front Entrance,Guest,Garage Door Opener
Principal Interest
$4,184
Taxes
$526
HOA
$473

Home Price

$825,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,184.24

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,184.24 $525.94 $473.00 $5,183.18
Yearly $50,210.93 $6,311.25 $5,676.00 $62,198.18
Total $1,506,327.96 $189,337.50 $170,280.00 $1,865,945.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.