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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5470 N Shore Rd , Pensacola, FL 32507
$1,199,000
Est. Payment: $6,081.10/mo
3 Bed
2.5 Bath
2457 Sqft
Status: active with contingency | Days on site: 166
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Meticulously renovated all-brick waterfront home located in the gated community of Innerarity Island. Situated on a generous half-acre lot with 100 feet of frontage on Perdido Bay, this exceptional property features a boathouse with two lifts and breathtaking water views. Engineered approximately 8 feet above sea level, the home has had no NFIP flood claims. Completely transformed in 2023, the interior showcases luxury vinyl plank flooring throughout along with smart-home features including a Nest thermostat and Wi-Fi-enabled garage doors. Designed to maximize the waterfront setting, the property offers multiple spaces to enjoy panoramic bay views, including an expansive screened lanai and a heated and cooled Florida room featuring a wall of windows overlooking Perdido Bay. Inside, the chef’s kitchen is designed for both beauty and function, featuring quartz countertops, a custom hood vent, commercial-grade gas range with pot filler, farmhouse sink, oversized eat-in island, soft-close cabinetry, and designer finishes throughout. Entertaining is effortless with the addition of a custom wet bar complete with built-in ice maker, beverage refrigerator, and custom cabinetry. The spacious primary suite offers a custom walk-in closet and a spa-inspired bath with dual vanities, quartz countertops, freestanding soaking tub, and oversized walk-in shower. Additional upgrades include fresh exterior paint, irrigation system, new sod, professional landscape lighting, and a gravel pathway leading to the beach area, pier, and boathouse. An oversized garage provides ample space for vehicles, fishing gear, and watersport equipment. Located within the gated community of Innerarity Island, residents enjoy exclusive access to community parks, picnic areas, and a private fishing pier perfect for dolphin watching — all just minutes from NAS Pensacola and the white-sand beaches of Perdido Key.

Highlights

Listed by Katherine Justice , 850-492-4507 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

515 Annually

Year Built

1984

County

Escambia - Fl

Neighborhood

Innerarity Island

Listing ID

678875

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Water Heater, Dryer, Washer, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Baseboards, Ceiling Fan(s), Crown Molding, Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Bay,Waterfront,Block/Seawall,Boat Lift,Natural,Pier,Rip Rap
Lot Dimensions:218x100x230x101
Garage Capacity:2
Zoning:County,Res Single
Roof:Shingle
Others:
  • Additional:Irrigation Well, Sprinkler, Rain Gutters, Dock, Boat Slip, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$6,081
Taxes
$764
HOA
$515

Home Price

$1,199,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,081.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,081.10 $764.36 $515.00 $7,360.46
Yearly $72,973.22 $9,172.35 $6,180.00 $88,325.57
Total $2,189,196.64 $275,170.50 $185,400.00 $2,649,767.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.