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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5466 N Shore Rd , Pensacola, FL 32507
$1,127,000
Est. Payment: $5,715.34/mo
3 Bed
2.5 Bath
2553 Sqft
Status: active with contingency | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Completely Renovated Waterfront Retreat on Innerarity Island This is more than a home—it’s an opportunity to enjoy effortless waterfront living in a beautifully updated residence where every day feels like a vacation Experience best of Gulf Coast living in this beautifully renovated waterfront home on sought-after Innerarity Island. Perfectly positioned to capture panoramic water views, this exceptional residence combines timeless coastal elegance with modern upgrades, offering a move-in-ready lifestyle in one of Pensacola’s most desirable gated communities.No detail has been overlooked in the home's extensive renovation. Enjoy all-new appliances, new flooring throughout, Impact-resistant windows, a 2021 HVAC system, Water heater, and a 2021 roof, providing peace of mind and energy-efficient living for years to come. The spacious Master Bath features double vanities, freestanding tub and separate shower with body jet spray system for the ultimate Spa experience in addition to two walk-in closets. The Oversized Garage features a Half Bath next to storage room that could be the perfect workshop!Inside, expansive windows flood the home with natural light while showcasing breathtaking water views from nearly every room including a waterfront Sunroom inviting you to enjoy a lazy afternoon reading a book or simply watching the Osprey’s in their nest! This floor plan features spacious living areas, soaring ceilings, and seamless indoor-outdoor flow, making it ideal for both entertaining and everyday relaxation. The updated kitchen opens effortlessly to the main living spaces, while the private primary suite offers a tranquil retreat with stunning waterfront vistas. Step outside to your own slice of paradise where you can enjoy morning coffee, spectacular sunsets as you enjoy the twinkling lights among the oaks as you relax in the waterfront swing enjoying the serenity of life on the water. Whether boating, fishing, kayaking, paddleboarding, or simply watching dolphins

Highlights

Listed by T. Lauren Moore , 850-572-1837 and Kaye Howerton , 850-572-1837 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.43

HOA Fee

515 Annually

Year Built

1994

County

Escambia - Fl

Neighborhood

Innerarity Island

Listing ID

684139

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Bonus Room, Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Bay,Waterfront,Beach Access,Block/Seawall,Deed Access,Pier
Garage Capacity:2
Zoning:Deed Restrictions,Res Single
Roof:Shingle
Others:
  • Additional:Resale
Parking Features:2 Car Garage,Oversized
Principal Interest
$5,715
Taxes
$718
HOA
$515

Home Price

$1,127,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$225,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,715.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,715.34 $718.46 $515.00 $6,948.80
Yearly $68,584.05 $8,621.55 $6,180.00 $83,385.60
Total $2,057,521.57 $258,646.50 $185,400.00 $2,501,568.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.