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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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154 Ethel Wingate Dr Unit 307 , Pensacola, FL 32507
$559,900
Est. Payment: $2,839.71/mo
2 Bed
2 Bath
1478 Sqft
Status: active | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover elevated coastal living in this beautifully appointed 2-bedroom, 2-bath waterfront condo in the heart of Perdido Key, Florida! Offering 1,478 square feet of thoughtfully designed living space, this exceptional residence combines luxury, location, and investment potential in one stunning package. Situated directly on the Intracoastal Waterway and across from the pristine National Seashore, this 10-story condo delivers breathtaking balcony views of sparkling waters, the protected barrier island, and the Gulf beyond. Wake each morning to serene sunrises and unwind with spectacular sunsets, all from your private waterfront retreat. Completely renovated in 2010 with over $40,000 invested in custom cabinetry alone, this condo showcases premium craftsmanship throughout. The interior features upscale finishes, high-end flooring, and beautifully updated bathrooms with luxurious fixtures, creating an elegant yet comfortable coastal atmosphere. Conveniently located just off Gulf Beach Highway, this prime property places you minutes from NAS Pensacola, downtown Pensacola, shopping, dining, entertainment, and the area’s world-famous white sand beaches. Whether you’re seeking a full-time residence, vacation getaway, or income-producing investment, this property offers incredible flexibility. Currently utilized as a successful Airbnb during peak seasons, it presents excellent short-term rental opportunities. HOA fees are $756.04/month for owner-occupied residents (6 out of 12 months annually) and cover nearly all insurance and maintenance expenses, providing peace of mind and simplified ownership. Current owners maintain an additional personal property insurance policy of just $735 annually for $1 million in coverage. Built in 2006, this well-maintained waterfront community continues to set the standard for Gulf Coast luxury living. Experience the perfect blend of upscale comfort, panoramic views, and prime location. Your slice of paradise awaits in Perdido Key

Highlights

Listed by Amber Belue Cody , 850-418-8695 Coldwell Banker Realty , 850-432-5300. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
4.41

HOA Fee

9072.48 Annually

Year Built

2006

County

Escambia - Fl

Neighborhood

Harbour Pointe

Listing ID

681973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator, Self Cleaning Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • Additional:Baseboards, Ceiling Fan(s), Crown Molding, Elevator, High Speed Internet, Recessed Lighting, Gym/Workout Room, Media Room
Water:Public

Exterior Features

Lot:Cul-De-Sac,Gulf,Intracoastal Waterway,Waterfront,Beach Access,Pier
Zoning:County
Roof:See Remarks
Others:
  • Additional:Balcony, Dock, Resale
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,840
Taxes
$357
HOA
$9,072

Home Price

$559,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$111,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,839.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,839.71 $356.94 $9,072.48 $12,269.12
Yearly $34,076.49 $4,283.24 $108,869.76 $147,229.48
Total $1,022,294.58 $128,497.05 $3,266,092.80 $4,416,884.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.