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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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545 Windrose Cir , Pensacola, FL 32507
$780,000
Est. Payment: $4,309.39/mo
0.37 Acres
Status: Active | Days on site: 517
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Harrison Lilly Team
Owner/Operator

House Description

Rare Waterfront Lot in Prestigious Harbour Pointe – A Coastal Gem! Welcome to a truly exceptional opportunity to own one of the last remaining waterfront lots in the exclusive, gated community of Harbour Pointe. Rarely does a property of this caliber come to market — offering not only direct waterfront access and breathtaking views, but also an unmatched lifestyle in one of Pensacola’s most coveted neighborhoods. This lot provides an ideal canvas to build your dream home. Enjoy the peace of mind that comes with a Rip Rap–fortified shoreline, ensuring long-term protection from erosion and preserving the beauty and value of your investment. Living in Harbour Pointe means being just minutes from Pensacola Country Club, Pensacola Yacht Club, and Downtown Pensacola, with all its dining, shopping, and entertainment. Outdoor enthusiasts will revel in the quick boat ride to Pensacola Pass, offering endless opportunities for fishing, sailing, and waterfront exploration. The neighborhood features a community dock, perfect for casting a line, watching the sunset, or hosting an intimate cocktail gathering with neighbors. And with school choice options, Harbour Pointe offers flexibility for families as well. This is more than just a lot — it’s a gateway to a lifestyle of luxury, leisure, and lasting value. Don't miss your chance to secure this rare waterfront gem in one of Pensacola's most prestigious enclaves.

Highlights

Listed by Elena Barba , 850-466-8466 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
0.37

HOA Fee

County

Escambia - Fl

Neighborhood

Harbor Pointe

Listing ID

663963

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Interior Features

Water:Public

Exterior Features

Lot:Interior Lot,Cleared,Gulf,Waterfront,Block/Seawall,Rip Rap
Zoning:Res Single
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Principal Interest
$4,309
Taxes
$497
HOA
$0

Home Price

$780,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$156,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,309.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,309.39 $497.25 $0.00 $4,806.64
Yearly $51,712.65 $5,967.00 $0.00 $57,679.65
Total $1,551,379.55 $179,010.00 $0.00 $1,730,389.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.