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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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640 Buoy Dr , Pensacola, FL 32507
$365,000
Est. Payment: $1,851.21/mo
4 Bed
2 Bath
2086 Sqft
Status: active | Days on site: 16
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Harrison Lilly
Owner/Operator

House Description

4-bedroom, 2-bath brick home in Emerald Shores, conveniently located right at the back gate of NAS Pensacola and just minutes from the white-sand beaches of Perdido Key! With over 2,000 square feet, this home features an open great room with vaulted ceilings, a spacious eat-in kitchen with stainless steel appliances, corner pantry, and abundant cabinet space, plus a formal dining room that also makes a great home office or flex space. The split-bedroom floor plan offers a spacious primary suite with a walk-in closet and ensuite bath featuring dual vanities, a garden tub, separate shower, and private water closet. Three additional bedrooms share a full hall bath. Major updates include a new roof and HVAC (2021). Additional features include an inside laundry room with washer/dryer hookups, a 2-car attached garage, and a privacy-fenced backyard. A standout feature is the large detached one-car garage/workshop, perfect for a man cave, hobby space, workshop, home gym, or storing a boat, jet skis, or other toys. Great location close to NAS Pensacola, shopping, dining, and beautiful Gulf Coast beaches!

Highlights

Listed by Nicole St. Aubin , 850-473-3983 and Monica Foxall , 850-292-4422 REALTY MASTERS , 850-473-3983. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.23

Year Built

2002

County

Escambia - Fl

Neighborhood

Emerald Shores

Listing ID

686949

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate
Other:
  • Additional:Ceiling Fan(s), High Ceilings, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:County,Res Single
Roof:Composition
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:2 Car Garage
Principal Interest
$1,851
Taxes
$233

Home Price

$365,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,851.21 $232.69 $0.00 $2,083.90
Yearly $22,214.53 $2,792.25 $0.00 $25,006.78
Total $666,436.01 $83,767.50 $0.00 $750,203.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.