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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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581 Chipley Ave , Pensacola, FL 32503
$339,900
Est. Payment: $1,723.73/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 163
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

READY TO BUILD YOUR DREAM HOME IN OUR NATION'S OLDEST NEIGHBORHOOD IN ONE OF THE MOST DESIRABLE LOCATIONS IN PENSACOLA. EXPLORE A RARE OPPORTUNITY to build in a SUBDIVISION within the larger EAST PENSACOLA HEIGHTS neighborhood of Pensacola, Florida. The house across the street just SOLD for $1.295M OFF Market, so your property value will be in good company. The Bayview Bluffs HOA is made up of only 4 house sites. LAST SITE AVAILABLE in the subdivision. The coveted East Pensacola Heights neighborhood is bordered by Bayou Texar to the west and Pensacola Bay to the south/southeast. It is has a charming eclectic mix of 1920's craftsman style homes and new construction. The streets are shaded with Live Oak trees and Spanish moss. MANY recent sales in the neighborhood support a luxury build. The terrain and views in the neighborhood make it a pleasure to walk or bike. This subdivision within EPH, as it is fondly referred to, is one of only two that exist in this sought after neighborhood. The entry to the subdivision has brick columns, landscaping and privacy fence. The quality of craftsmanship, design and scale of the existing homes in the neighborhood is immediately apparent. The level vacant lot is on the corner of Chipley and the interior street of the subdivision - essentially there are no neighbors on two sides. The lot is level, cleared, fenced on two sides with tree plantings along the back fence and ready to build. The lot offers an ample buildable area for a generously sized home, one or two story with multiple garage bays. Architectural guidelines are established to ensure a cohesive community. HOA dues will contribute to professional landscape maintenance and cover utility costs for shared landscape irrigation and lighting. GREAT PROXIMITY TO ALL THINGS DOWNTOWN, AIRPORT, SHOPPING, Naval Air Station and the beach. The lot is equipped with water/sewer taps and underground electrical service for connection at the road. UNIQUE opportunity to build in EPH.

Highlights

Listed by Chris Reid , Emerald Coast Realty Pros , 850-437-5618. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
0.37

HOA Fee

County

Escambia - Fl

Neighborhood

East Pensacola Heights

Listing ID

679011

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Public,Tap Fee Due

Exterior Features

Lot:Central Access,Corner Lot,Interior Lot,Cleared,No Improvements,No Waterfront,No Waterfront Features
Lot Dimensions:153x107x153x105
Zoning:City,Deed Restrictions,Res Single
Sewer:Tap Fee Due
Principal Interest
$1,724
Taxes
$217
HOA
$0

Home Price

$339,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,723.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,723.73 $216.69 $0.00 $1,940.42
Yearly $20,684.76 $2,600.24 $0.00 $23,284.99
Total $620,542.66 $78,007.05 $0.00 $698,549.71

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.