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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1606 Waters Edge , Pensacola, FL 32507
$1,298,000
Est. Payment: $6,582.53/mo
4 Bed
3.5 Bath
4054 Sqft
Status: active | Days on site: 145
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into a rare kind of waterfront living—where the views are breathtaking, but the upkeep is effortlessly handled for you. Tucked inside the prestigious gated community of Country Club Place along Pensacola Bay, this exceptional residence offers one of only four coveted waterfront homes, blending luxury, privacy, and peace of mind. Perched on a solid 50-piling foundation, the home is designed for both beauty and durability, with sweeping, unobstructed water views showcased from multiple vantage points. Here, you can fully embrace the waterfront lifestyle—morning coffee overlooking the Bay, sunset reflections filling your living spaces—without the typical maintenance concerns. Flood insurance is NOT even required by a lender here. The seawall and waterfront access are thoughtfully managed through the HOA, allowing you to enjoy it all without the hands-on responsibility. Spanning over 4,000 square feet, the home offers 3 bedrooms plus a flexible office (easily converted to a fourth bedroom), along with 3.5 bathrooms. Two luxurious primary suites—each with expansive windows framing serene water views. Upstairs, accessible by both stairs and elevator, the primary suite is a private sanctuary featuring a spa-like bath with dual vanities, a jetted soaking tub, separate shower with dual showerheads, and a custom walk-in closet. Guests are treated to their own dedicated level, complete with a full kitchen and second living area—perfect for extended stays or multi-generational living. On the main floor, an additional bedroom offers accessibility features including a roll-in shower and handicap-accessible sink, ensuring comfort for all. Impact-rated doors and windows along the Bay provide added protection, while a 2021 roof replacement adds further peace of mind. Beyond the home, residents enjoy exclusive access to a shared dock, scenic boardwalk, and launch area for kayaks and paddleboards—creating a true lock-and-leave waterfront living

Highlights

Listed by Amber Green , 850-572-0597 Berkshire Hathaway Home Services PenFed Realty , 850-932-6278. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

1320 Annually

Year Built

2007

County

Escambia - Fl

Neighborhood

Country Club Place

Listing ID

679999

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Disposal, Double Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Two or More
Floor:Hardwood,Tile
Other:
  • Additional:Storage, Crown Molding, Elevator, High Ceilings, Recessed Lighting, Central Vacuum, Smart Thermostat, Office/Study
Water:Public

Exterior Features

Lot:Cul-De-Sac,Interior Lot,Bay,Intracoastal Waterway,Waterfront,Block/Seawall,Boat Launch,Deed Access,Pier,Rip Rap
Lot Dimensions:51x79x55x83
Garage Capacity:2
Zoning:County,Deed Restrictions,Res Single
Roof:Shingle
Others:
  • Additional:Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Golf Cart Garage,Garage Door Opener
Principal Interest
$6,583
Taxes
$827
HOA
$1,320

Home Price

$1,298,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$259,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,582.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,582.53 $827.47 $1,320.00 $8,730.00
Yearly $78,990.33 $9,929.70 $15,840.00 $104,760.03
Total $2,369,709.84 $297,891.00 $475,200.00 $3,142,800.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.