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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1540 N Spring St , Pensacola, FL 32501
$415,000
Est. Payment: $2,104.80/mo
4 Bed
2 Bath
2160 Sqft
Status: active | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located on a picturesque corner at Spring Street and Moreno, this stately brick residence blends timeless character & everyday comfort. With over 2,100 square feet of living space and rich solid oak hardwood floors, the home offers a warm, welcoming atmosphere just steps from the charm of the North Hill Historic District. Inside, the heart of the home is an inviting den designed to impress—featuring a striking stacked-stone, wood-burning fireplace and a stunning tongue-and-groove vaulted ceiling that adds both texture and grandeur. The thoughtfully arranged living room, dining room, and kitchen create an easy flow that works beautifully for both entertaining and daily life. Out back, a fully fenced yard transports you to a private New Orleans–inspired courtyard—perfect for relaxing evenings or weekend gatherings. The flexible floor plan includes a primary suite and additional bedroom on the main level, while two more bedrooms and a full bath upstairs provide ideal separation for family or guests. Located just a few blocks from the energy of downtown Pensacola, you’ll enjoy easy access to local dining, culture, and community favorites like the Palafox Market at Plaza Ferdinand -- all within a short stroll. Classic style, prime location, and room to live, work, and gather—this home truly has it all.

Highlights

Listed by Ruthie Johnson , and Kara Mendez , Coast To Country Realty , 850-776-9920. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.17

Year Built

1946

County

Escambia - Fl

Neighborhood

Belmont Tract

Listing ID

681636

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Tankless Water Heater/Gas, Disposal, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood
Other:
  • Additional:Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Corner Lot
Lot Dimensions:60 x 125
Zoning:City,Res Single
Roof:Composition
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit,Detached
Principal Interest
$2,105
Taxes
$265

Home Price

$415,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.80 $264.56 $0.00 $2,369.36
Yearly $25,257.62 $3,174.75 $0.00 $28,432.37
Total $757,728.61 $95,242.50 $0.00 $852,971.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.