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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1124 N Spring St , Pensacola, FL 32501
$875,000
Est. Payment: $4,437.83/mo
4 Bed
3.5 Bath
2902 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Seller offering a $15,000 credit at closing for Updates. Set on a high-elevation lot in the heart of Historic North Hill, this beautifully updated home pairs timeless architectural character with modern upgrades. A gated entry and gas carriage lights welcome you in, while inside, a spacious foyer, fireplace-anchored formal living room, and heated and cooled sun porch create space for everyday living and entertaining. The formal dining room connects through a butler's pantry to a remodeled kitchen with a JennAir gas range, Bosch dishwasher and refrigerator, and marble flooring, plus an adjacent half bath. A breakfast room doubles as a second butler's pantry with glass front cabinetry for extra storage. Upstairs, the primary suite features a renovated bath from 2014, an oversized walk-in closet, and a laundry area. Two additional bedrooms share a full hall bath, and an arched stair landing adds architectural charm. A high-elevation basement offers rare cool, dry storage. Major upgrades since 2004 include refinished hardwood floors in 2025, exterior repaint, complete rewiring with doubled electrical capacity, updated plumbing and HVAC including a dedicated second floor unit, a renovated kitchen and half bath, composite deck, roof replacement, crown molding, new tile flooring, hurricane hardening, a converted heated and cooled sun porch, and a fully fenced backyard. A detached two car garage includes a fully updated one bedroom, one bath studio apartment of approximately 400 square feet, with luxury vinyl plank flooring, fresh paint, a tiled walk-in shower, a spacious closet, and its own private entrance. Projected annual rental income of $44,273 offers rare flexibility and income potential, whether for guests, extended family, or a home office. Enjoy Historic North Hill living surrounded by grand historic homes and a close-knit community, with neighborhood gatherings at Alabama Square, a walkable route to downtown Pensacola and easy drive to Pensacola Beach.

Highlights

Listed by Caroline Jordan , 251-504-6642 Link Realty Gulf Coast LLC , 251-504-6642. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.22

Year Built

1927

County

Escambia - Fl

Neighborhood

Belmont Tract

Listing ID

685468

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Water Heater, Built In Microwave, Dishwasher, Disposal
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Basement:Unfinished
Other:
  • Additional:Bookcases, Ceiling Fan(s), Crown Molding
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:2
Zoning:City
Roof:Composition
Others:
  • Additional:Resale
Parking Features:2 Car Garage
Principal Interest
$4,438
Taxes
$558

Home Price

$875,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,437.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,437.83 $557.81 $0.00 $4,995.65
Yearly $53,254.02 $6,693.75 $0.00 $59,947.77
Total $1,597,620.57 $200,812.50 $0.00 $1,798,433.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.