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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3936 ElmcreSt Dr , Pensacola, FL 32504
$199,995
Est. Payment: $1,014.23/mo
3 Bed
2 Bath
1040 Sqft
Status: active with contingency | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Back on the market with fresh updates and priced to sell! This charming 3-bedroom, 2-bathroom home has been thoughtfully refreshed with brand new flooring and paint throughout. Step onto the welcoming front porch and into a home that's truly move-in ready. The eat-in kitchen offers ample space for casual meals and gatherings, while the primary bedroom features a private ensuite bathroom for your comfort and convenience. A spacious laundry room adds everyday functionality, and the thoughtful layout is ready for you to make it your own. Outside, you'll love the fenced backyard with an open patio, perfect for morning coffee or weekend barbecues. The carport provides covered parking, and a yard building offers bonus storage or workshop potential. With a newer HVAC system installed in 2022, you can enjoy year-round comfort with confidence. Location is everything, and this home delivers. Situated near the interstate and Escambia Bay, you'll have quick access to both Milton and Pensacola, plus you're close to hospitals and the airport for easy commuting and travel. Best of all, there's no HOA, giving you the freedom and flexibility to truly make this house your home. Whether you're a first-time buyer, savvy investor, or someone ready to add your personal touch, this is an opportunity you don't want to miss. Schedule your showing today!

Highlights

Listed by Tonya Zimmern , 850-916-7188 and Sarah Lykins , 850-377-6195 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.19

Year Built

1979

County

Escambia - Fl

Neighborhood

Baywoods

Listing ID

682401

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Tile,Carpet,Simulated Wood
Other:
  • Additional:Baseboards, Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:1
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Carport,Covered
Principal Interest
$1,014
Taxes
$127

Home Price

$199,995

Loan Details

30 yrs
6.528%

Down Payment

20%
$39,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,014.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,014.23 $127.50 $0.00 $1,141.73
Yearly $12,170.78 $1,529.96 $0.00 $13,700.74
Total $365,123.36 $45,898.85 $0.00 $411,022.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.