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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1280 Mahogany Mill Rd Unit 14 , Pensacola, FL 32507
$475,000
Est. Payment: $2,409.11/mo
3 Bed
3.5 Bath
1404 Sqft
Status: active | Days on site: 122
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Offered fully furnished, this beautifully appointed 3-bedroom, 3.5-bath residence at Mahogany Mill delivers an exceptional waterfront lifestyle with private dock access and a boat lift just steps from your door. Each upstairs bedroom features its own private bath, complemented by a conveniently located half bath for guests. The converted garage adds a highly versatile ground-floor space with a private entrance, full bath, kitchenette, closet, and small workshop. It is well suited for a home office, studio, guest suite, hobby space, or other flexible use. Depending on the owner’s needs and applicable regulations, the layout may also provide an opportunity to occupy the lower-level space while renting the main residence above. Whether you are seeking a refined primary residence, an elegant second home, a turnkey coastal retreat, or a property with flexible live-work potential, this home offers a rare combination of style, functionality, and effortless access to the water. Boat available separately upon inquiry.

Highlights

Listed by Benjamin Harris , RATIONAL REALTY, L L C , 850-525-2542. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
0.02

HOA Fee

200 Annually

Year Built

1987

County

Escambia - Fl

Neighborhood

Bayou Chico Basin

Listing ID

681298

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dishwasher, ENERGY STAR Qualified Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Laminate
Water:Public

Exterior Features

Lot:Interior Lot,Bayou,Waterfront,Boat Lift,Pier
Garage Capacity:1
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Balcony, Dock, Resale
Sewer:Public Sewer
Parking Features:Carport,Parking Lot
Principal Interest
$2,409
Taxes
$303
HOA
$200

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,409.11 $302.81 $200.00 $2,911.92
Yearly $28,909.32 $3,633.75 $2,400.00 $34,943.07
Total $867,279.74 $109,012.50 $72,000.00 $1,048,292.24

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.