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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13941 Del Rio Dr , Pensacola, FL 32507
$629,900
Est. Payment: $3,194.73/mo
4 Bed
3 Bath
2414 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Turnkey 4BR/3BA Coastal Retreat | Built in 2020 | Main-Level Living | Fully Furnished BUILT IN 2020 and nearly 15 years newer than most homes in the community, this turnkey 4BR/3BA coastal home offers a hard-to-find combination in Perdido Key: newer construction, generous space, zero-step entry, and easy main-level living. From the street, it looks like a charming single-story coastal home. Step inside and discover a surprisingly spacious two-story floor plan. ZERO-STEP ENTRY from the private 2-car paved driveway makes everyday living easy. The main level features an open kitchen, dining, and living area opening to the patio, plus the primary suite, second bedroom, and another full bath. Live comfortably downstairs while keeping the upper level for family and guests. Upstairs, you'll find two additional bedrooms, a third full bath, two flexible bonus rooms, an extra laundry room, and two walk-in closets—ideal for guests, an office, hobbies, or storage. Engineered concrete and steel construction adds durability, storm resilience, and energy efficiency. Relax on your private patio overlooking the green fairways of Lost Key Golf Course, an Arnold Palmer-designed Audubon Sanctuary course. The golf course entrance is just across the street. Enjoy a private community beach on the Intracoastal Waterway, pool, hot tub, fitness center, and sauna. Gulf beaches and Johnson Beach are less than 2 miles away, Flora-Bama is about 15 minutes away, and NAS Pensacola is less than 5 miles from the property. Perfect as a primary residence, second home, or lock-and-leave coastal getaway. Come see it in person—the space may surprise you! All information is deemed reliable but not guaranteed. Buyer/Buyer's Agent to verify measurements, square footage, dimensions, HOA information, restrictions, and other information material to Buyer's purchase decision.

Highlights

Listed by Donna Sue Debusk , KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
0.05

HOA Fee

4400 Annually

Year Built

2020

County

Escambia - Fl

Neighborhood

Banana Bay

Listing ID

685682

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Baseboards, Ceiling Fan(s), Crown Molding, Recessed Lighting, Central Vacuum, Bonus Room, Game Room, Media Room, Office/Study, Master on Main
Water:Public

Exterior Features

Zoning:Res Single
Roof:Metal
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit,Driveway,Front Entrance,Guest

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Aug 22
Sunday 2:00 pm - 4:00 pm Aug 23
Principal Interest
$3,195
Taxes
$402
HOA
$4,400

Home Price

$629,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$125,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,194.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,194.73 $401.56 $4,400.00 $7,996.30
Yearly $38,336.81 $4,818.74 $52,800.00 $95,955.54
Total $1,150,104.22 $144,562.05 $1,584,000.00 $2,878,666.27

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.