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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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45 S 9th Ave , Pensacola, FL 32502
$1,850,000
Est. Payment: $9,381.88/mo
2 Bed
3 Bath
3920 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare opportunity to own a unique mixed-use property in the prestigious Aragon neighborhood of downtown Pensacola. This exceptional residence combines luxury living with professional office space, offering incredible flexibility for homeowners, business owners, or investors. The upper-level residence is accessible by elevator and features an expansive open floor plan with soaring 12-foot ceilings, abundant natural light, and beautiful views of Pensacola Bay. The spacious great room flows seamlessly into the gourmet kitchen, complete with granite countertops, stainless steel appliances, custom cabinetry, a breakfast bar, generous storage, and an oversized pantry. French doors open to a large balcony, creating the perfect space to relax or entertain while enjoying the bay views. The thoughtfully designed split-bedroom floor plan provides privacy, with each bedroom featuring access to its own balcony and a full bath nearby. The primary suite offers two large walk-in closets, dual vanities with granite countertops, and a spacious ensuite bath. A versatile bonus room provides the flexibility to serve as a home office, second living area, media room, or easily be converted into a third bedroom. The elevator also opens to a charming, brick-walled courtyard with green space and an open patio, creating a private outdoor retreat. There is also room to add a garage if desired. The ground floor features a separate Class A office suite with its own private entrance. Previously occupied by an accounting firm, the space includes a welcoming reception area, lobby, private office, conference room, kitchenette, restroom, and additional workspace, making it ideal for a variety of professional uses or as income-producing commercial space. Located just blocks from Pensacola's vibrant downtown restaurants, shopping, entertainment, parks, and waterfront, this one-of-a-kind property offers the perfect blend of luxury, convenience, and investment potential. 1

Highlights

Listed by Eric Milstead , Florida's Top Properties, LLC , 850-430-1503. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

1200 Annually

Year Built

2005

County

Escambia - Fl

Neighborhood

Aragon

Listing ID

686602

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:2
Appliances:Water Heater, Electric Water Heater, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Multi Units,Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Concrete,Laminate
Other:
  • Additional:Elevator, High Ceilings, High Speed Internet, Office/Study
Water:Public

Exterior Features

Lot:Central Access,Interior Lot
Lot Dimensions:29x120
Roof:Flat
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit
Principal Interest
$9,382
Taxes
$1,179
HOA
$1,200

Home Price

$1,850,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$370,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,381.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,381.88 $1,179.38 $1,200.00 $11,761.25
Yearly $112,582.52 $14,152.50 $14,400.00 $141,135.02
Total $3,377,475.51 $424,575.00 $432,000.00 $4,234,050.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.