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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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903 Panferio Dr , Pensacola Beach, FL 32561
$825,000
Est. Payment: $4,183.81/mo
2 Bed
2 Bath
1000 Sqft
Status: active | Days on site: 96
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled just two blocks from the sugar-white sands of Pensacola Beach, this beautifully renovated beach retreat proves you do not need a large home to live large at the beach. Thoughtfully redesigned within its approximately 1,000-square-foot footprint, this home maximizes every inch with smart storage, flexible living spaces, and stylish coastal finishes throughout. Featuring 2 bedrooms, 2 full bathrooms, and a cleverly added Murphy bed that transforms the dining area into a functional third sleeping space, the home lives much larger than expected and is ideal for full-time living, vacation use, or investment potential. Recent updates throughout include luxury vinyl plank flooring, contemporary lighting, fresh interior and exterior paint, and elegant floor-to-ceiling designer curtains that elevate the coastal ambiance. The expanded kitchen was reconfigured to provide additional storage and workspace with freshly painted cabinetry and an open, inviting layout perfect for entertaining after a day at the beach. Both bathrooms have been tastefully renovated with new shower wall tile, including one bath with a tub/shower combination and the other with a sleek walk-in shower. A 2020 roof provides added peace of mind, while the oversized lot offers ample parking and plenty of room to add a future pool, outdoor kitchen, or private backyard oasis. Ideally located near the playground, tennis and pickleball courts, walking track, and hockey rink, this home places you close to all the best of beachside living while still offering a peaceful residential setting. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this turnkey coastal property delivers the perfect blend of location, functionality, and relaxed Gulf Coast charm.

Highlights

Listed by Peggy Braun , 920-540-3956 Berkshire Hathaway Home Services PenFed Realty , 850-932-6278. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.28

Year Built

1976

County

Escambia - Fl

Neighborhood

Villa Segunda

Listing ID

682704

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot:Central Access,Interior Lot
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:3 Car Carport
Principal Interest
$4,184
Taxes
$526

Home Price

$825,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,183.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,183.81 $525.94 $0.00 $4,709.75
Yearly $50,205.72 $6,311.25 $0.00 $56,516.97
Total $1,506,171.51 $189,337.50 $0.00 $1,695,509.01

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.