Welcome to your custom waterfront retreat on the shores of Deer Point Lake, where comfort, style, and stunning views come together with no HOA. This beautifully designed 4 bedroom, 3 bath home offers the perfect blend of luxury and functionality. From the moment you step inside, you are greeted by soaring beamed ceilings in the living room, creating a warm yet impressive gathering space filled with natural light. Just off the entry, a spacious home office sits behind a custom barn door, ideal for remote work or a quiet flex space. Across the hall, the formal dining room showcases a striking wood ceiling and detailed molding, adding charm and character. The heart of the home is the open concept kitchen, featuring a custom copper farmhouse sink, modern cabinetry, stone backsplash, and a large breakfast bar perfect for family and entertaining. Flowing seamlessly into the living area, you will find built in bookshelves, an electric fireplace, and beautiful views of the oversized screened porch and lake beyond. Designed with a split floor plan, one side of the home offers three oversized bedrooms and two full baths, providing comfort and privacy for family or guests. On the opposite side, the spacious primary suite serves as a true retreat, complete with room for a sitting area, a spa like bathroom with dual shower heads, soaking tub, walk in closet, and private patio access with breathtaking lake views. Outside is where this home truly shines. Relax on the large screened porch, sip your morning coffee overlooking the water, or head down to the brand new dock for easy access to everything Deer Point Lake has to offer. Thoughtfully designed inside and out, this exceptional lakefront home offers peaceful waterfront living in Panama City with space to grow, entertain, and make lifelong memories.