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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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408 Kilbourn Ave , Panama City, FL 32401
$199,000
Est. Payment: $1,099.45/mo
2 Bed
1 Bath
900 Sqft
0.31 Acres
Status: Active | Days on site: 5
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BSG1 - B11867,B12075
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

DOUBLE LOT OPPORTUNITY IN PANAMA CITY! Welcome to 408 Kilbourn Ave, a charming 2-bedroom, 1-bath home located on a double lot being sold together with the adjoining lot at 410 Kilbourn Ave! This unique property offers the perfect combination of a move-in-ready home and additional land, giving you room to enjoy, expand, or explore future possibilities. Located in a convenient Panama City location, you'll be close to downtown, shopping, dining, schools, entertainment, and all that Bay County has to offer. Whether you're searching for a primary residence, an investment property, or looking for additional land, this property offers flexibility that is hard to find. The two properties are being sold together, providing an excellent opportunity to own an expanded footprint in Panama City. 2 Bedrooms | 1 Bathroom Adjoining lot included Sold together as one opportunity Convenient Panama City location Great potential for homeowners or investors Walmart and Aldi's are less than 6 minutes away! Opportunities like this don't come along every day! Come see 408 & 410 Kilbourn Ave and imagine the possibilities. Schedule your private showing today!
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Highlights

Listed by Jessica N Wilson , 850-832-8881 and Jon C Wilson , 850-381-5573 Counts Real Estate Group Inc , 850-249-1414. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.31

Year Built

2004

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Whiting Add

Listing ID

795152

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:irregular
Zoning:City, Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,099
Taxes
$133

Home Price

$199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,099.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,099.45 $132.94 $0.00 $1,232.39
Yearly $13,193.36 $1,595.33 $0.00 $14,788.69
Total $395,800.68 $47,859.90 $0.00 $443,660.58

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS