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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5209 Boat Race Rd , Panama City, FL 32404
$89,999
Est. Payment: $456.46/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled in the heart of the City of Parker, this versatile vacant parcel offers the perfect blend of small-town charm, coastal convenience, and endless possibilities. Whether you're looking for a homesite, investment opportunity, or the ideal location for your future small business, this property checks all the boxes. Enjoy a quick 10-minute commute to Tyndall Air Force Base and easy access to shopping, dining, and everyday conveniences, with Walmart and other local amenities just minutes away. Parker Elementary School is approximately 5 minutes from the property, making this location especially convenient for families. Love life on the water? You'll appreciate being within 5 to 10 minutes of several public boat ramps offering access to beautiful East Bay--perfect for fishing, boating, and soaking in Florida's coastal lifestyle. When it's time for a beach day, both Panama City Beach and Mexico Beach are just a scenic 30 to 40-minute drive away. This property is zoned Low Density Commercial, offering a unique opportunity for a variety of neighborhood-friendly uses. The zoning also allows for mobile homes, making this an excellent option for those looking to create an affordable homesite or investment property. If you've been searching for a property that offers flexibility, convenience, and the laid-back charm of coastal Bay County, this is one you won't want to miss. Bring your vision and make it your own! All sizes, zoning and measurements are approximate. Please verify if important.

Highlights

Listed by Selina M Bullock , 850-814-1923 Selina's Southern Realty LLC , 850-640-2262. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.4

County

Bay

Area

02 - Bay County - Central

Neighborhood

Wh Parker

Listing ID

792941

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:Mobile Home, Other - See Remarks, City
Principal Interest
$456
Taxes
$57

Home Price

$89,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$18,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$456.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $456.46 $57.37 $0.00 $513.83
Yearly $5,477.50 $688.49 $0.00 $6,165.99
Total $164,324.86 $20,654.77 $0.00 $184,979.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS