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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2604 Mystic Lane Po13 , Panama City, FL 32408
$365,000
Est. Payment: $1,851.21/mo
3 Bed
3 Bath
1608 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.

Highlights

Listed by The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Waterhaven

Listing ID

791498

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Separate Shower, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0
Sewer:Public Sewer
Principal Interest
$1,851
Taxes
$233
HOA
$0

Home Price

$365,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,851.21 $232.69 $0.00 $2,083.90
Yearly $22,214.53 $2,792.25 $0.00 $25,006.78
Total $666,436.01 $83,767.50 $0.00 $750,203.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS