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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2603 Mystic Lane Po46 , Panama City, FL 32408
$365,000
Est. Payment: $1,851.02/mo
3 Bed
3 Bath
1840 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

Highlights

Listed by Kelli A Adams , 850-832-8540 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2964 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Waterhaven

Listing ID

792376

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Oven, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Loft, Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Boat Ramp, Covered Patio, Dock
Sewer:Public Sewer
Parking Features:Alley Access,Gravel,Gated,Paved
Principal Interest
$1,851
Taxes
$293
HOA
$2,964

Home Price

$365,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,851.02 $292.67 $2,964.00 $5,107.69
Yearly $22,212.23 $3,512.00 $35,568.00 $61,292.23
Total $666,366.79 $105,360.00 $1,067,040.00 $1,838,766.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS