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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 314 , Panama City, FL 32408
$299,000
Est. Payment: $1,516.47/mo
2 Bed
2 Bath
1000 Sqft
Status: active | Days on site: 62
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WATERFRONT....Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

Highlights

Listed by Victoria Haley , 314-799-7653 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1871 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Villas Of St. Thomas 3

Listing ID

791350

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Tub Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:Resid Multi-Family
Others:
  • Additional:Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Gated,Parking Lot
Principal Interest
$1,516
Taxes
$238
HOA
$1,871

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,516.47 $238.00 $1,871.00 $3,625.47
Yearly $18,197.66 $2,856.00 $22,452.00 $43,505.66
Total $545,929.77 $85,680.00 $673,560.00 $1,305,169.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS