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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 308 , Panama City, FL 32408
$270,000
Est. Payment: $1,491.71/mo
2 Bed
2 Bath
1000 Sqft
Status: Active | Days on site: 141
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BSGC - B1342
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

WATERFRONT....Do you have a boat?? Bring it to the dock and trailer parking on site. Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Seller is willing to pay at closing 6 months of buyers HOA fees. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!
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Highlights

Listed by Victoria Haley , 314-799-7653 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1874 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Villas Of St. Thomas 3

Listing ID

790018

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Others:
  • ▪ Additional:Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Gated,Parking Lot
Principal Interest
$1,492
Taxes
$230
HOA
$1,874

Home Price

$270,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$54,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,491.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,491.71 $229.50 $1,874.00 $3,595.21
Yearly $17,900.53 $2,754.00 $22,488.00 $43,142.53
Total $537,016.00 $82,620.00 $674,640.00 $1,294,276.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS