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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 208 , Panama City, FL 32408
$319,000
Est. Payment: $1,617.91/mo
2 Bed
2 Bath
1100 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to Villas of St Thomas where you will find this beautifully decorated and renovated waterfront condo. This 2 Bedroom, 2 Full Bathroom unit overlooking Grand Lagoon is in walking distance to the beach, restaurants, shops and entertainment. The Grand Lagoon leads to the Gulf of Mexico. Just bring your own boat and enjoy all the amenities Villas of St Thomas has to offer: Boat Dock, Community Pool, Fire Pit, Tennis Courts, Sauna. This Villa comes completely furnished and Turnkey Ready! Updates include New Luxury Vinyl plank, new furniture, updated bathrooms 2023, new kitchen cabinets and quarts countertop 2023, new vanities, Stainless Steel Appliances, Interior paint, New Sliding patio door, New smart TV's, New light fixtures, Travertine brick Fireplace, new AC 2025. Nest Thermostat, Ring Camera doorbell. Schedule your showing today!
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Highlights

Listed by Alexandru Cerbari , 850-708-4295 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1872 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Villas Of St. Thomas 2

Listing ID

793802

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Interior Steps, Main Level Primary, Smart Thermostat, Instant Hot Water

Exterior Features

Lot:Paved
Lot Dimensions:0
Roof:Tile
Others:
  • ▪ Additional:Barbecue, Boat Slip, Dock
Parking Features:Gated,No Garage,Parking Lot
Principal Interest
$1,618
Taxes
$238
HOA
$1,872

Home Price

$319,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,617.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,617.91 $237.97 $1,872.00 $3,727.88
Yearly $19,414.89 $2,855.68 $22,464.00 $44,734.57
Total $582,446.81 $85,670.40 $673,920.00 $1,342,037.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS