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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 104 , Panama City, FL 32408
$252,500
Est. Payment: $1,395.03/mo
1 Bed
2 Bath
680 Sqft
Status: Active | Days on site: 260
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BSGC - B5628
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !
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Highlights

Listed by Rita B Hansen , 850-832-3303 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1459 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Villas Of St. Thomas 1

Listing ID

783243

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Sitting Area in Primary, Tub Shower, Walk-In Pantry

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:0 X 0
Zoning:Resid Multi-Family, Resort
Others:
  • ▪ Additional:Boat Ramp
Sewer:Public Sewer
Parking Features:Additional Parking,Gated,Paved,Parking Lot
Principal Interest
$1,395
Taxes
$159
HOA
$1,459

Home Price

$252,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,395.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,395.03 $159.08 $1,459.00 $3,013.11
Yearly $16,740.31 $1,909.00 $17,508.00 $36,157.31
Total $502,209.41 $57,270.00 $525,240.00 $1,084,719.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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