Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
main property photo 48
main property photo 49
main property photo 50
main property photo 51
View All (52)
property photo 1
property photo 2
property photo 3
8730 Thomas Dr Unit 104 , Panama City, FL 32408
$252,500
Est. Payment: $1,280.50/mo
1 Bed
2 Bath
680 Sqft
Status: active | Days on site: 219
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator
View agent profile
Email
Call

House Description

**OPEN HOUSE AUG. 15TH 11am-2pm** Entrance gate will be open! COME OUT & LOOK! WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !
Show more

Highlights

Listed by Rita B Hansen , 850-832-3303 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1459 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Villas Of St. Thomas 1

Listing ID

783243

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Sitting Area in Primary, Tub Shower, Walk-In Pantry

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:0 X 0
Zoning:Resid Multi-Family, Resort
Others:
  • ▪ Additional:Boat Ramp
Sewer:Public Sewer
Parking Features:Additional Parking,Gated,Paved,Parking Lot
Principal Interest
$1,280
Taxes
$159
HOA
$1,459

Home Price

$252,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$50,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,280.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,280.50 $159.08 $1,459.00 $2,898.58
Yearly $15,365.99 $1,909.00 $17,508.00 $34,782.99
Total $460,979.77 $57,270.00 $525,240.00 $1,043,489.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS