Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

103 S Shoreview Dr , Panama City, FL 32404
$490,000
Est. Payment: $2,707.18/mo
5 Bed
3 Bath
2927 Sqft
0.19 Acres
Status: Active | Days on site: 91
Get Pre-Qualified
TRE1 - B8129
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

With Hardie board construction, thoughtful upgrades, and room for everyone, this 5 bedroom, 3 bathroom home is designed for everyday living and entertaining alike. Inside, you'll find vinyl plank flooring throughout most of the home, with carpet in 4 of the secondary bedrooms for added comfort. In addition to the 5 bedrooms, there is a large flex space perfect for a playroom, office, media room, or home gym. The open living room and formal dining area both feature elegant tray ceilings, while the oversized pantry provides exceptional storage. The spacious primary suite is a true retreat with tray ceilings, double vanities, a tile walk-in shower, soaking tub, and an enormous walk-in closet. Step outside to enjoy the screened-in back porch overlooking the peaceful retention pond, along with a fenced backyard featuring an iron rod fence. The oversized garage offers space for up to 4 vehicles, golf carts, storage, or hobbies. A large covered front porch adds even more outdoor living space and welcoming curb appeal. Located just a few homes away from the community pool and green space, residents of Village at Mill Bayou also enjoy scenic fishing areas and convenient access to nearby amenities. Just minutes away is Lindsey Crossing featuring Publix, Starbucks, shopping, dining, and more.

Highlights

Listed by Stephanie Roorda , 850-381-0489 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

1224 Annually

Year Built

2018

County

Bay

Area

02 - Bay County - Central

Neighborhood

Village Of Mill Bayou/Shoreline Village Ph 1A

Listing ID

790231

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:70 x 120
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,707
Taxes
$552
HOA
$1,224

Home Price

$490,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,707.18 $551.50 $1,224.00 $4,482.68
Yearly $32,486.15 $6,618.00 $14,688.00 $53,792.15
Total $974,584.59 $198,540.00 $440,640.00 $1,613,764.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS