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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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545 Palermo Rd , Panama City, FL 32405
$205,000
Est. Payment: $1,039.72/mo
3 Bed
3 Bath
1337 Sqft
Status: pending | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 545 Palermo! This charming 3-bedroom, 2.5-bath townhome is conveniently located between Lynn Haven and Panama City, close to shopping, dining, and some of Bay County's top schools. With over 1,300 square feet of living space, the home offers a comfortable layout ideal for everyday living or entertaining. Inside, you'll find tasteful finishes throughout, including luxury vinyl flooring in the main living areas, granite countertops, stainless appliances, and updated cabinetry in the kitchen. The spacious living areas and natural light create a warm and inviting feel throughout the home. The backyard is a standout feature with privacy fencing and no rear neighbors as the property backs up to a preserve, creating a peaceful setting to relax or entertain. Located just minutes from Publix, Starbucks, local restaurants, gyms, parks, and everyday conveniences, this home is perfectly positioned for an active lifestyle. Enjoy nearby sidewalks for walking or running, quick access to the bay for fishing and boating, and convenient proximity to local churches and community amenities. Well maintained and perfectly move-in ready, this home offers comfort, convenience, and value all in one.

Highlights

Listed by Team Don and Bubba , 850-624-8433 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1981

County

Bay

Area

02 - Bay County - Central

Neighborhood

Venetian Villa

Listing ID

790211

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:22 x 140
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,040
Taxes
$210

Home Price

$205,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$41,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,039.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,039.72 $210.25 $0.00 $1,249.97
Yearly $12,476.66 $2,523.00 $0.00 $14,999.66
Total $374,299.68 $75,690.00 $0.00 $449,989.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS