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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3919 Ereno Ct , Panama City, FL 32405
$270,000
Est. Payment: $1,491.71/mo
3 Bed
2 Bath
1388 Sqft
0.3 Acres
Status: Active | Days on site: 4
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your own private waterfront retreat! Nestled on a peaceful lot, this charming property offers the perfect blend of country living and everyday convenience. Enjoy tranquil water views from your backyard while taking advantage of the many unique features that make this home truly one of a kind. The property includes a spacious 12' x 24' storage shed/workshop, providing ample room for tools, hobbies, equipment, or additional storage. For those dreaming of a homestead lifestyle, you'll love the custom chicken coop, and the chickens convey with the sale, allowing you to enjoy fresh eggs from day one. Whether you're relaxing by the water, gardening, entertaining, or simply enjoying the peaceful surroundings, this property offers endless possibilities. The waterfront setting creates the perfect backdrop for morning coffee, evening sunsets, fishing, kayaking, or simply unwinding in nature. If you've been searching for a property that combines privacy, functionality, and outdoor living, this is the one. Don't miss your opportunity to own this unique waterfront property with exceptional extras already in place!

Highlights

Listed by Cyndy S Porter , 850-509-2447 SimpliHOM , 850-714-4733. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1983

County

Bay

Area

02 - Bay County - Central

Neighborhood

Venetian Villa

Listing ID

793552

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:100.0 ft x 135.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio, Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,492
Taxes
$172

Home Price

$270,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$54,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,491.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,491.71 $172.13 $0.00 $1,663.84
Yearly $17,900.53 $2,065.50 $0.00 $19,966.03
Total $537,016.00 $61,965.00 $0.00 $598,981.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS