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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1227 Capri Dr , Panama City, FL 32405
$349,900
Est. Payment: $1,933.15/mo
3 Bed
3 Bath
1572 Sqft
Status: Pending | Days on site: 148
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CPREE - B12742,B5990,B12549,B11865
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Harrison Lilly Team
Owner/Operator

House Description

NEW PRICE -- $349,900! Waterfront living, NO HOA, and your own private access to the water -- this is the opportunity buyers wait for. Imagine waking up, grabbing your coffee, and stepping outside to your own waterfront deck. By afternoon, you could be launching your kayak, paddleboard, jet ski, or boat and heading toward the bay, Gulf waters, or beautiful Shell Island. Then come home, settle into the hammock on your private upstairs balcony, and watch the sky light up with one of Northwest Florida's unforgettable sunsets. This 3-bedroom, 2.5-bath waterfront townhome is designed for those who want more than just a home -- they want the coastal lifestyle. Love to fish? Cast a line right from your deck for redfish, flounder, blue crab, and mullet while keeping an eye out for dolphins and other marine life passing through the canal. Inside, the open-concept first floor is welcoming and comfortable, with ceramic tile flooring, granite countertops, a touchless kitchen faucet, and a cozy fireplace that makes the living area perfect for relaxing or entertaining. Upstairs, retreat to your private balcony, enjoy the breeze from the large ceiling fans, then end the day soaking in the double Jacuzzi tub. The outdoor space is truly special, featuring three tiers of Trex decking rebuilt in 2022, plus an electric SunSetter awning that creates the perfect shaded spot for waterfront dining, entertaining, or simply watching the boats go by. Important updates include a 2024 HVAC system and 2023 water heater with auto-booster system, giving buyers added peace of mind. And one of the best parts? NO HOA. At $349,900, this is your chance to own waterfront property where every day can feel like a vacation. Bring the boat. Bring the fishing poles. Bring the kayaks. Your waterfront life is waiting at 1227 Capri Dr.

Highlights

Listed by Kim Limmer , 850-319-7316 and Brandie Allon , 850-960-5990 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1985

County

Bay

Area

02 - Bay County - Central

Neighborhood

Venetian Villa

Listing ID

788703

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Interior Steps, Tub Shower, Walk-In Pantry, Instant Hot Water

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:22 X 139
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Dock, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$1,933
Taxes
$53

Home Price

$349,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,933.15 $53.00 $0.00 $1,986.15
Yearly $23,197.77 $636.00 $0.00 $23,833.77
Total $695,932.96 $19,080.00 $0.00 $715,012.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS