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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1227 Capri Dr , Panama City, FL 32405
$374,500
Est. Payment: $1,899.39/mo
3 Bed
3 Bath
1572 Sqft
Status: active | Days on site: 119
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Seller welcomes all reasonable offers! Don't miss this incredible waterfront opportunity! If you've ever dreamed of stepping from your own 25-foot private deck onto your boat, jet ski, kayak, or paddleboard and spending the day exploring the bay, the Gulf, or beautiful Shell Island, this is the home you've been waiting for. At the end of the day, unwind on your private upstairs balcony in the included hammock, where large ceiling fans keep you cool while you enjoy what many call ''the area's best-kept secret''--spectacular sunset views. Then relax in your luxurious double Jacuzzi tub after a day on the water. Love fishing? Cast a line right from your deck for redfish, flounder, blue crab, and jumping mullet, or simply watch dolphins and the occasional curious manta ray swim by. Inside, the first floor offers a spacious open layout with ceramic tile flooring throughout the living and dining areas. The inviting kitchen features granite countertops, a modern touchless faucet, and plenty of space for entertaining. A cozy fireplace creates the perfect gathering place on cooler evenings, while the attached garage features a durable epoxy-coated floor for easy maintenance. Enjoy peace of mind with a 2024 HVAC system and a 2023 water heater with an auto-booster system, ensuring you'll always have plenty of hot water. Outdoor living is just as impressive with three tiers of decks, beautifully rebuilt in 2022 using low-maintenance Trex decking, plus an electric SunSetter awning that provides comfortable shade while you relax and enjoy the waterfront lifestyle. Seller welcomes all reasonable offers--this is an excellent opportunity to own a waterfront home with bay access, no HOA, and an unbeatable coastal lifestyle. Don't miss your chance to make it yours! Extremely well insulated for comfort and energy and centrally located in Bay County. If you'd like a well maintained waterfront home and No escalating HOA'' that offers a perfect blend of comfort, convenience in a laid-back coastal lifestyle you've been dreaming of this home may be for you!

Highlights

Listed by Kim Limmer , 850-319-7316 and Brandie Allon , 850-960-5990 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1985

County

Bay

Area

02 - Bay County - Central

Neighborhood

Venetian Villa

Listing ID

788703

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Interior Steps, Tub Shower, Walk-In Pantry, Instant Hot Water

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:22 X 139
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Dock, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$1,899
Taxes
$53

Home Price

$374,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$74,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,899.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,899.39 $53.00 $0.00 $1,952.39
Yearly $22,792.72 $636.00 $0.00 $23,428.72
Total $683,781.60 $19,080.00 $0.00 $702,861.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS