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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5004 Thomas Dr Unit 1712 , Panama City, FL 32408
$899,000
Est. Payment: $4,559.08/mo
3 Bed
2 Bath
1950 Sqft
Status: active | Days on site: 269
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

''The Captain's Lodge'' at Treasure Island: A Nautical Masterpiece & Investment Powerhouse In a market full of identical condos, Unit 1712 at Treasure Island Resort stands alone. Known as ''The Captain's Lodge,'' this expansive 1,950 sq. ft. corner unit has been meticulously transformed into a moody, high-end nautical retreat that captures the imagination--and the highest rental premiums. An Immersive Experience From the moment you cross the threshold, you are transported. Walk through ''Blackbeard's Hallway'' into the Captain's Lounge, featuring a professional-sized pool table, vintage dart board, and a custom bar setup. The Master Suite offers ''Titanic-inspired'' luxury with floor-to-ceiling windows that make you feel like you're floating above the emerald waters of the Gulf. Designed for Maximum Occupancy While many 3-bedroom condos feel cramped, this 17th-floor end unit utilizes a clever layout to sleep up to 10 guests comfortably. The ''West Wing'' features thematic guest rooms--The Parrot's Port and The First Mate's Hideaway--each offering sweeping views of the Grand Lagoon. Unbeatable Resort Amenities Treasure Island is the ''Quiet End'' crown jewel of Thomas Drive. Owners and guests enjoy: Direct Beach Access and a massive heated Gulf-front pool. On-Site Dining at Liza's Munchies (poolside). Location: Walking distance to the legendary Schooners and minutes from St. Andrews State Park. Convenience: Covered parking, high-speed elevators, and a pet-friendly policy for owners. The Investor Edge Themed rentals are the top performers in the 2026 short-term rental market. By offering a ''destination within a destination,'' The Captain's Lodge reduces vacancy rates and drives higher ADR (Average Daily Rate) than standard units.

Highlights

Listed by Brian Clowdus , 256-504-3799 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2987.82 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Island Resort

Listing ID

781347

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Sitting Area in Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Community Structure
Principal Interest
$4,559
Taxes
$896
HOA
$2,988

Home Price

$899,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,559.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,559.08 $895.75 $2,987.82 $8,442.65
Yearly $54,709.02 $10,749.00 $35,853.84 $101,311.86
Total $1,641,270.53 $322,470.00 $1,075,615.20 $3,039,355.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS