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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2620 Beech St , Panama City Beach, FL 32408
$489,000
Est. Payment: $2,701.65/mo
3 Bed
2 Bath
1368 Sqft
0.17 Acres
Status: Active | Days on site: 1
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BCR - B12303
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Harrison Lilly Team
Owner/Operator

House Description

ONE-OF-A-KIND CONTEMPORARY CUSTOM-BUILT PANAMA CITY BEACH HOME! Pride of ownership is evident throughout this beautifully maintained single-story residence featuring quality craftsmanship and numerous upgrades. Highlights include durable Hardie Board siding, gated entry, irrigation system, covered front porch with tile flooring, and an attached one-car garage with epoxy floor, automatic opener, and pull-down attic storage. The open-concept floor plan offers a spacious living room, dining area, and kitchen designed for comfortable living and entertaining. The kitchen features custom cabinetry, quartz countertops, LG stainless appliances, range hood, microwave, dishwasher, breakfast bar, pantry, and premium lighting and plumbing fixtures. Tray ceilings and custom ceiling fans throughout the home add style and elegance. The primary suite features a luxurious bath with double vanity, soaking tub, separate shower, custom cabinetry, and quartz countertops. A dedicated laundry room provides additional storage and convenience. Step outside to enjoy the large covered rear patio with tile flooring and ceiling fan overlooking the privacy-fenced backyard. Additional exterior features include a storage shed and dedicated RV parking area with hookups. Approved for both short-term and long-term rentals, this property is ideal as a primary residence, vacation home, or investment opportunity. Conveniently located just minutes from shopping, restaurants, bay access, marinas, and the white sand beaches of Panama City Beach. This exceptional home truly stands apart from the rest.

Highlights

Listed by Brian K Burkett , 850-238-7484 Coastal Realty Group , 850-227-7891. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2019

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove

Listing ID

791631

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:75.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Rain Gutters
Sewer:Sewer Tap Paid
Parking Features:RV Access/Parking
Principal Interest
$2,702
Taxes
$312

Home Price

$489,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$97,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,701.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,701.65 $311.74 $0.00 $3,013.39
Yearly $32,419.85 $3,740.85 $0.00 $36,160.70
Total $972,595.64 $112,225.50 $0.00 $1,084,821.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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