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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2318 Oakwood St , Panama City, FL 32408
$325,000
Est. Payment: $1,648.17/mo
3 Bed
2 Bath
1112 Sqft
Status: active | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 2318 Oakwood Street, a beautifully updated 3-bedroom, 2-bathroom home offering 1,112 square feet of comfortable living space in the heart of Panama City Beach. Situated on a generously sized 75' x 100' lot, this property presents an outstanding opportunity as a primary residence, vacation home, or short-term rental investment. Thoughtfully maintained and enhanced with recent upgrades, this home features a new HVAC system for improved efficiency and year-round comfort. The kitchen has been refreshed with a stylish backsplash, adding a modern touch to the home's functional and inviting living spaces. Step outside and discover an outdoor retreat designed for relaxation and entertainment. The fully redesigned backyard offers plenty of space to enjoy the Florida lifestyle, complete with an above-ground pool, a spacious 12' x 16' covered deck, and a 12' x 15' patio--perfect for hosting family gatherings, enjoying weekend barbecues, or unwinding after a day at the beach. A 12' x 16' storage shed provides ample room for beach gear, lawn equipment, tools, and recreational items. One of the property's most attractive features is its short-term rental eligibility, creating excellent potential for investors seeking income-producing opportunities in one of Florida's most desirable vacation destinations. With no shortage of visitors year-round, Panama City Beach continues to be a sought-after market for vacation rentals. Conveniently located just minutes from the Gulf of America's sugar-white sands and emerald waters, this home offers easy access to shopping, dining, entertainment, schools, parks, and local attractions. Whether you're looking for a turnkey investment property, a vacation getaway, or a place to call home, 2318 Oakwood Street delivers exceptional value, versatility, and coastal charm. Contact your favorite Realtor and schedule a showing today! Don't miss this opportunity to own a move-in-ready property with investment potential in beautiful Panama City Beach. Schedule your private showing today.

Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove

Listing ID

791624

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Sitting Area in Primary, Tub Shower, Storage

Exterior Features

Lot:Paved
Lot Dimensions:75.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Patio
Parking Features:No Garage,Paved
Principal Interest
$1,648
Taxes
$207

Home Price

$325,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,648.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,648.17 $207.19 $0.00 $1,855.35
Yearly $19,778.01 $2,486.25 $0.00 $22,264.26
Total $593,340.29 $74,587.50 $0.00 $667,927.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS