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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6537 Pine Dr , Panama City, FL 32408
$408,000
Est. Payment: $2,069.30/mo
3 Bed
2 Bath
1756 Sqft
Status: active | Days on site: 154
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just off Thomas Drive and directly across from Publix, this beautifully maintained 3-bedroom, 2-bath brick home offers the perfect balance of beach convenience, privacy, and functionality. Originally built in 1993 and thoughtfully updated since 2017, the home blends solid construction with modern upgrades and distinctive interior craftsmanship. Inside you'll find luxury vinyl plank flooring, solid wood interior doors, tongue-and-groove paneling, and craftsman-style trim that create a warm, cohesive feel throughout the home. The kitchen features Samsung stainless appliances, farmhouse-style touches, and inviting lighting, opening naturally into the dining and living areas where a custom fireplace and rustic wood accents create a comfortable gathering space. Each room reflects pride of ownership and intentional design. With 1,756 heated and cooled square feet (2,412 total under roof), the home also offers impressive efficiency thanks to solar panels that have reduced the current owner's electric bill to approximately $30 per month, along with newer windows that enhance comfort year-round. Outside, the property is built for both practicality and entertaining. An expansive insulated metal panel covered driveway provides space for up to six vehicles in addition to the two-car garage, making it ideal for guests, boats, or multiple vehicles. The large covered rear porch and outdoor dining area, also built with insulated metal panel roofing, create a shaded and comfortable outdoor living space. Custom sun shades add additional cooling, making it perfect for relaxing or entertaining after a day at the beach. The backyard has been designed for low-maintenance enjoyment, featuring paved walkways, decorative pebble rock borders, and a stylish custom fence with wood framing and corrugated metal panels. A large side gate provides access for equipment or a tractor and leads to a dedicated workshop/storage area with pegboard walls, plus an additional covered lean-to for tools and lawn equipment. And for buyers who fall in love with the style, much of the home's furniture and décor is negotiable, offering the opportunity to purchase the home nearly turnkey. Located just minutes from the beach, dining, and shopping, this solid brick home combines location, character, energy efficiency, and exceptional parking

Highlights

Listed by William M Grimsley , 850-890-6832 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1993

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove Unit 2

Listing ID

786826

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Entrance Foyer, Workshop

Exterior Features

Lot Dimensions:75x100
Zoning:Resid Single Family
Parking Features:Additional Parking
Principal Interest
$2,069
Taxes
$177

Home Price

$408,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$81,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,069.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,069.30 $176.83 $0.00 $2,246.13
Yearly $24,831.59 $2,122.00 $0.00 $26,953.59
Total $744,947.65 $63,660.00 $0.00 $808,607.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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