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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3600 Thomas Drive D302 , Panama City Beach, FL 32408
$248,000
Est. Payment: $1,257.81/mo
1 Bed
1 Bath
980 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Treasure Cove Condominiums on beautiful Grand Lagoon! OWNER IS OFFERING $10,000 Furniture credit to be able to make it your own slice of Paradise. WITH FULL PRICE OFFER. Also, Owner is willing to trade for a single-family home of equal value. This spacious 1-bedroom, 1-bath condo with a loft offers approximately 980 square feet of coastal living in one of Panama City Beach's most desirable waterfront communities. Located on the third floor, this well-maintained unit features soaring ceilings, an open-concept living area, updated finishes, and a private balcony perfect for enjoying lagoon views and Gulf Coast breezes. Featuring Washer and Dryer Hookups for added convenience Recent improvements include updated bathroom fixtures, kitchen countertops, lighting, ceiling fans, flooring, and sliding glass doors. The versatile loft provides additional sleeping space, a home office, or recreation area. Treasure Cove amenities include a lagoon-front pool, fishing dock, and boat dock access, with convenient proximity to marinas, restaurants, shopping, public beach access, and St. Andrews State Park. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers an exceptional opportunity to enjoy the Panama City Beach lifestyle.

Highlights

Listed by Matt R Keaton , 423-618-8806 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

465.2 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove Condo.

Listing ID

791066

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,258
Taxes
$168
HOA
$465

Home Price

$248,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$49,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,257.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,257.81 $168.45 $465.20 $1,891.45
Yearly $15,093.71 $2,021.34 $5,582.40 $22,697.45
Total $452,811.31 $60,640.20 $167,472.00 $680,923.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T09:45:57.000Z

© 2026 Bay County Association of REALTORS