Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3600 Thomas Drive D302 , Panama City Beach, FL 32408
$247,000
Est. Payment: $1,364.64/mo
1 Bed
1 Bath
980 Sqft
Status: Active | Days on site: 111
Get Pre-Qualified
BSGC - B11827
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Spacious waterfront living on Grand Lagoon! At approximately 980 sq ft, this third-floor Treasure Cove condo is one of the largest one-bedroom layouts in the community, plus a versatile loft for guest sleeping, a home office, or extra living space. Enjoy soaring ceilings, an open living area, and a private balcony overlooking the lagoon. Recent updates include flooring, kitchen countertops, bathroom fixtures, lighting, ceiling fans, and sliding glass doors, plus washer/dryer hookups. Community amenities include a lagoon-front pool, fishing dock, and boat dock access, all close to marinas, restaurants, public beach access, and St. Andrews State Park. Seller is offering a $10,000 furniture credit to make it your own. Also listed as 3600 Navy Blvd.

Highlights

Listed by Matt R Keaton , 423-618-8806 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

465.2 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove Condo.

Listing ID

791066

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,365
Taxes
$168
HOA
$465

Home Price

$247,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,364.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,364.64 $168.45 $465.20 $1,998.28
Yearly $16,375.67 $2,021.34 $5,582.40 $23,979.41
Total $491,270.19 $60,640.20 $167,472.00 $719,382.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS