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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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208 S Star Ave , Panama City, FL 32404
$508,000
Est. Payment: $2,806.63/mo
4 Bed
2 Bath
2152 Sqft
0.27 Acres
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

Tucked away at the end of a quiet road on Callaway Bayou, this waterfront home feels like your own little escape. Inside, soaring ceilings, dramatic windows and a second-story walkway overlooking the main living area create an open, light-filled space with tons of architectural character. A stone fireplace anchors the main living space, while expansive windows keep those beautiful waterfront views front and center. LVP flooring flows throughout much of the home, and the remodeled kitchen features new cabinetry, countertops and stainless steel appliances. With over 2,100 square feet, four bedrooms, two baths and just over a quarter-acre lot, there's plenty of space to make this home your own. But step outside, and this is where the Florida lifestyle really takes over. Fish from your private dock, watch for dolphins in the bayou, or pour a glass of wine and settle in for the evening. With approximately 4.5 feet of water depth at the dock and access from Callaway Bayou to the Bay, Gulf and Intracoastal Waterway, days on the water can start right from your backyard. Mature palms and four pecan trees add to the peaceful setting, while a dedicated RV electrical outlet offers added convenience. Whether you're fishing for redfish in the spring, spending an afternoon on the water, or simply sitting outside and taking in the view, this is the kind of place that makes you want to slow down and stay awhile.

Highlights

Listed by Amanda Mitchell , 850-866-1984 and Heather H Neubauer , 850-774-2832 ERA Neubauer Real Estate Inc , 850-785-1551. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.27

Year Built

1981

County

Bay

Area

02 - Bay County - Central

Neighborhood

Tragers Plat

Listing ID

795566

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2

Exterior Features

Lot Dimensions:100.0 ft x 120.0 ft
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Principal Interest
$2,807
Taxes
$349

Home Price

$508,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$101,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,806.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,806.63 $349.48 $0.00 $3,156.10
Yearly $33,679.52 $4,193.71 $0.00 $37,873.23
Total $1,010,385.66 $125,811.30 $0.00 $1,136,196.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS