Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4890 Loblolly Way , Panama City, FL 32404
$422,900
Est. Payment: $2,144.87/mo
4 Bed
3 Bath
2511 Sqft
Status: active | Days on site: 68
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

$10,000 SELLER CREDIT WITH ACCEPTABLE OFFER! Welcome to this beautifully maintained Hawthorne floor plan in the highly sought-after Titus Park community! Enjoy the neighborhood's inviting community pool and dedicated dog park, while living in one of the area's most desirable locations. This exceptional home offers the perfect blend of comfort, style, and convenience with over 2,500 square feet of living space. This popular split floor plan design features four bedrooms, three full bathrooms, and a spacious three-car garage, providing plenty of room for family, guests, and everyday living. From the moment you step inside, you'll appreciate the inviting foyer opening into a bright and expansive open-concept living area. The spacious living room is accented by a tray ceiling and flows seamlessly into the kitchen and dining area. The kitchen features a beautiful backsplash, abundant cabinetry, and a large corner pantry. It serves as the heart of the home with its oversized center island which provides extensive underneath storage for functionality and style. Overlooking the main living space and dining area, it creates an inviting space for casual dining, meal preparation, and is perfect for entertaining or simply enjoying time at home. Thoughtful design touches can be found throughout the home, including decorative wood wall accents and custom lighting in the foyer. The generously sized primary suite features a tray ceiling, his and hers closets, and provides a comfortable retreat that leads to a large master bath with dual vanities, a shower, and garden tub. One of the home's standout features is the oversized secondary bedroom highlighted by an eye-catching wood trim accent wall and its own private en-suite bathroom, making it ideal for guests or anyone seeking additional privacy. Two additional bedrooms, a third bathroom, and the laundry room are situated off the foyer at the front of the home. Additional features include window blinds throughout the home, gutters, and convenient drop-down attic stairs in the garage providing easy access to extra storage space above. Enjoy the abundant space the three-car garage has to offer for your vehicles and recreational equipment, as well as providing flexibility for extra storage, a workshop or gym area. Outside, you'll enjoy one of the community's more desirable homesites, backing to a spacious open area with no rear neighbors and the backyard offering an expansive view. Durable Hardie siding adds both curb appeal and long-term value. Residents also enjoy the convenience of having North Bay Haven Charter Academy located in the adjacent connected neighborhood, making daily commutes to school simple and convenient. Just minutes away, Lindsey Crossing continues to grow with new restaurants, shopping, grocery options, and Starbucks. Situated approx. 25 minutes to Tyndall Air Force Base and the Naval Support Activity Panama City Base, this home is also an ideal location for those seeking proximity to key military installations. To top it off, outdoor enthusiasts will appreciate being only five minutes to Lynn Haven's Bayou Park and Preserve, a 99-acre manicured park, offering playgrounds, open classroom pavilions, nature walk trails, fitness loops, docks, board walks, and so much more. If you've been searching for a move-in ready home with this popular spacious floor plan, thoughtfully designed living space, a three-car garage, and a convenient location close to schools, shopping, and recreation, 4890 Loblolly Way is a home you won't want to miss! All measurements are approximate; buyer to verify if important. Schedule your private showing of this exceptional home today and discover why Titus Park remains one of Panama City's most sought-after communities.

Highlights

Listed by Michael S Werner , 850-814-6266 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

162 Quarterly

Year Built

2023

County

Bay

Area

02 - Bay County - Central

Neighborhood

Titus Park

Listing ID

790942

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:110 x 66
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Rain Gutters
Sewer:Public Sewer
Principal Interest
$2,145
Taxes
$337
HOA
$162

Home Price

$422,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$84,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,144.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,144.87 $337.17 $162.00 $2,644.04
Yearly $25,738.43 $4,046.00 $1,944.00 $31,728.43
Total $772,152.84 $121,380.00 $58,320.00 $951,852.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS